46 Windsor Way, Ringgold, GA 30736 Property Records

Catoosa County property record for 46 Windsor Way, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,617 sqft · built 2019
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,700 (May 2019)
Tax Bill	$2,832 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0013F071`

Property Details

APN / Parcel Number

Primary APN	`0013F071`
Alternative APN	`27834`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,617 sqft Heated Area
1st Floor Area	1,617 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	106 ft deep x 46 ft wide
Garage Area	420 sqft
Porch	Open Porch
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	27834
Street Address	46 WINDSOR WAY
City	RINGGOLD
State	GA
Zip	30736-5417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FOR PM
Legal Description	LOT 71 THE RESERVE AT BATTLEFIELD CROSSING
Legal Subdivision	THE RESERVE AT BATTLEFIELD CROSSING
Legal Lot Number	71
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	2
Census Block	2034
Census Tract	30404

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 WINDSOR WAY, RINGGOLD, GA 30736-5417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VALLEY FEDERAL CREDIT UNION
Mar 17, 2025	Deed of Trust, Mortgage · Line of Credit TENNESSEE VALLEY FEDERAL CREDIT UNION
May 31, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2019 · Amount on Record
Deed Sale	May 29, 2019 · Amount on Record
Prior Sale	Feb 14, 2013 · Amount on Record
Deed Document Number	0001990171
Deed Book / Page	1990 / 171
Last Transfer Date	May 31, 2019
Transfer Doc	0019900171
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Recording Date	Jun 17, 2026
Property Address	46 WINDSOR WAY, RINGGOLD, GA 30736-5417
Document Number	2453000544
Book / Page	2453 / 544
Instrument Date	Jun 17, 2026
Transaction Type	Mortgage
Record Updated	Jul 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 WINDSOR WAY, RINGGOLD, GA 30736-5417

Mortgage

Document Number	2453000544,
Date	Jun 17, 2026
Book Page	2453/544

Lender

Name	TENNESSEE VALLEY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	46 WINDSOR WAY, RINGGOLD, GA 30736-5417
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 WINDSOR WAY, RINGGOLD, GA 30736-5417

Mortgage

Document Number	0023740000000446
Date	Mar 17, 2025
Book Page	0000002374/0000000446

Lender

Name	TENNESSEE VALLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2045

May 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	May 31, 2019
Property Address	46 WINDSOR WAY, RINGGOLD, GA 30736-5417
Document Number	0019900171
Book / Page	001990 / 000171
Instrument Date	May 29, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 25, 2019
Title Company	NORTHWEST GA LAND TITLE COMPANY INC, NORTHWEST GA LAND TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	46 WINDSOR WAY RINGGOLD GA 30736, RINGGOLD, GA 30736

Mortgage

Document Number	19900173
Date	May 31, 2019
Book Page	001990/000173

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2049

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Municipality	Fort Oglethorpe City
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,832.00 (-5.91%) Homeowner's exemption Senior Citizen's exemption	$135,235 (+26.15%) Land $12,000 Building $123,235	$338,088 (+26.15%) Land $30,000 Building $308,088
2023	$3,010.00 (+30.08%)	$107,198 Land $12,000 Building $95,198	$267,996 Land $30,000 Building $237,996
2022	$2,314.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT OGLETHORPE serves 8,313 people · EPA ID GA0470001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Ringgold Telephone Company, Spectrum.

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