Middlesex County and Melrose City property record for 46 Windsor St, Melrose, MA 02176
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,970 sqft · built 1955 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $379,000 (Oct 2012) |
| Tax Bill | $8,830 (2026) |
| Deeds & Mortgages | May 2026 Transfer Jul 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MELR M:F14 P:0000001 |
| Primary APN | MELR M:F14 P:0000001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,970 sqft Living Area |
| Gross Area | 2,896 sqft |
| Basement Area | 1,330 sqft |
| Unfinished Basement | 798 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,250 sqft (0.189 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 46 WINDSOR ST |
|---|---|
| City | MELROSE |
| State | MA |
| Zip | 02176-2034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Jurisdiction | MELROSE MA |
| Township / Civil Division | MELROSE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 336201 |
Source: Middlesex County and Melrose City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 46 WINDSOR ST, MELROSE, MA 02176-2034 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| May 12, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Jul 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance METRO CU |
| Jun 14, 2022 | Deed of Trust, Mortgage · Line of Credit METRO CU |
| Jul 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance METRO CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2012 · Amount on Record |
| Deed Sale | Oct 31, 2012 · Amount on Record |
| Deed Document Number | 2012162 |
| Deed Book / Page | 1313 / 105 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MELROSE MA |
| Recording Date | May 12, 2026 |
| Property Address | 46 WINDSOR ST, MELROSE, MA 02176-2034 |
| Document Number | 0001999411 |
| Instrument Date | May 8, 2026 |
| Instrument | 20261999411 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 WINDSOR ST, MELROSE, MA 02176-2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 46 WINDSOR ST, MELROSE, MA 02176-2034 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001885539 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 1885539 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | Aug 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 46 WINDSOR ST, MELROSE, MA 02176-2034 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001916164 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 1916164 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 277 Months |
| Due | Jul 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 46 WINDSOR ST, MELROSE, MA 02176-2034 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1885539 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 1885539 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | Aug 1, 2035 |
Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Melrose City |
| Unified School District | Melrose School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,830.00 (+12,514.29%) | $769,800 (+7.44%) Land $465,800 Building $304,000 | $811,644 (+11.35%) |
| 2025 | $70.00 (-99%) | $716,500 (+1.79%) Land $440,600 Building $275,900 | $728,935 |
| 2024 | $6,990.00 (-1.37%) | $703,900 (+3.5%) Land $428,000 Building $275,900 | |
| 2023 | $7,087.00 | $680,100 Land $415,400 Building $264,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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