Clay County property record for 46 Windsor Dr, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,334 sqft · built 1999 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $196,909 (Jan 2014) |
| Tax Bill | $953 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 548900759181 |
| Primary APN | 548900759181 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 3 Half Baths |
| Building Area | 1,334 sqft Heated Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 18,295 sqft (0.42 acres) |
| Account Number | 346301 |
|---|---|
| Street Address | 46 WINDSOR DR |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-7955 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 31 SC HIGHLANDS |
| Legal Subdivision | SHOOTING CREEK HIGHLANDS SUBDIVISION |
| Legal Lot Number | 31 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | SHOOTING CREEK |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 950101 |
Source: Clay County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46 WINDSOR DR, HAYESVILLE, NC 28904-7955 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2014 · Amount on Record |
| Deed Sale | Jan 10, 2014 · Amount on Record |
| Deed Document Number | 201461 |
| Deed Book / Page | 382 / 156 |
| Prior Transfer Date | Nov 21, 2013 |
| Prior Transfer Doc | 382/156 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 46 WINDSOR DR, HAYESVILLE, NC 28904-7955 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | B16/34 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | B16/34 |
| Instrument | 2021002251 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2036 |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $953.00 (+16.79%) | $275,400 (+80.59%) Land $62,500 Building $212,900 | $275,400 (+80.59%) Land $62,500 Building $212,900 |
| 2025 | $816.00 (+16.41%) | $152,500 (-) Land $31,300 Building $121,200 | $152,500 (-) Land $31,300 Building $121,200 |
| 2023 | $701.00 | $152,500 Land $31,300 Building $121,200 | $152,500 Land $31,300 Building $121,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Windstream Cable · DSL | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| RiverStreet Networks Fixed Wireless | 10 / 1 |
| Frontier DSL | 10 / 1 |
4G LTE only, no 5G reported
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