46 Windsor Dr, Halfmoon (Clifton Park), NY 12065 Property Records

Saratoga County and Halfmoon Town property record for 46 Windsor Dr, Halfmoon, NY 12065

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$816,000 (Apr 2026)
Tax Bill	$606 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Sale & Mortgage
APN	`413800 266.7-5-18`

Property Details

APN / Parcel Number

Primary APN	`413800 266.7-5-18`
Alternative APN	`5 J02073`

Exterior

Lot Area	16,988 sqft (0.39 acres)
Lot Width	58 ft Width

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5 J02073
Street Address	46 WINDSOR DR
City	HALFMOON
State	NY
Zip	12065-5522
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	04 - FARM
Legal Block	5
Legal Lot Number	18.000
Jurisdiction	SARATOGA NY

Owner

Source: Saratoga County and Halfmoon Town records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13 BELMORE PL, RENSSELAER, NY 12144-2911
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage METRO CITY BANK
Apr 6, 2026	Deed · Conventional Mortgage METRO CITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2026 · Amount on Record
Deed Sale	Apr 6, 2026 · Amount on Record
Deed Document Number	20269483
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Recording Date	Apr 6, 2026
Property Address	46 WINDSOR DR, HALFMOON, NY 12065-5522
Document Number	0000009484
Instrument Date	Mar 27, 2026
Instrument	20269484
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 BELMORE PL, RENSSELAER, NY 12144-2911

Mortgage

Document Number	0000009484,
Date	Apr 6, 2026
Instrument	20269484

Lender

Name	METRO CITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed

Document Type	Deed
Jurisdiction	SARATOGA NY
Recording Date	Apr 6, 2026
Property Address	46 WINDSOR DR, HALFMOON, NY 12065-5522
Document Number	0000009483
Instrument Date	Mar 24, 2026
Instrument	20269483
Record Updated	Jul 2, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$329,664.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 BELMORE PL, RENSSELAER, NY 12144-2911

Mortgage

Document Number	0000009484,
Date	Apr 6, 2026
Instrument	20269484

Lender

Name	METRO CITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.01%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Saratoga County and Halfmoon Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Halfmoon Town
Unified School District	Shenendehowa Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$606.00	$15,050 Land $15,050	$40,403 Land $40,403

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HALFMOON WATER DISTRICT (TROY) serves 15,000 people · EPA ID NY4519111
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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