Suffolk County and Huntington Town property record for 46 Wilton Rd, Cold Spring Harbor, NY 11724
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $39,278 (2024) |
| Deeds & Mortgages | Jan 2021 Refinance Jul 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0400-090.00-02.00-008.000 |
| Primary APN | 0400-090.00-02.00-008.000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 87,120 sqft |
|---|
| Street Address | 46 WILTON RD |
|---|---|
| City | COLD SPRING HARBOR |
| State | NY |
| Zip | 11724-2423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R80 |
| Legal Description | BLK LOT |
| Legal Block | 200 |
| Legal Lot Number | 8 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | HUNTINGTON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 110104 |
46 Wilton Rd is owned and occupied by two individuals.
Source: Suffolk County and Huntington Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 WILTON RD, COLD SPRING HARBOR, NY 11724-2423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CONTOUR MORTGAGE CORP |
| Jul 30, 2019 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 46 WILTON RD, COLD SPRING HARBOR, NY 11724-2423 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0232180038 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 23218/38 |
| Instrument | DL046833 |
| Name | CONTOUR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jul 30, 2019 |
| Property Address | 46 WILTON RD, COLD SPRING HARBOR, NY 11724-2423 |
| Document Number | 0130210858 |
| Book / Page | 13021 / 858 |
| Instrument Date | Jun 11, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Suffolk County and Huntington Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Huntington Town |
| Unified School District | Cold Spring Harbor Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,350 Land $625 Building $9,725 | $2,300,000 (+10,788.6%) Land $138,889 Building $2,161,111 | |
| 2024 | $39,278.00 | $21,123 (+12.25%) Land $1,276 Building $19,847 | |
| 2023 | $10,350 Land $625 Building $9,725 | $18,818 Land $1,136 Building $17,682 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Wilton Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2021–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Wilton Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH HUNTINGTON WATER DISTRICT serves 81,760 people · EPA ID NY5103263 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 28 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
May also be available: T-Mobile.
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