46 Wilson Rd, Saranac, NY 12981 Property Records

Clinton County and Saranac Town property record for 46 Wilson Rd, Saranac, NY 12981

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,404 sqft · built 2004
Lot Size2.8 acres (121,968 sqft)
OwnerIndividual Name on Record
Last Sale$129,900 (Aug 2019)
Tax Bill$853 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN094489 251.-1-14.6

Property Details

APN / Parcel Number

Primary APN094489 251.-1-14.6
Alternative APN
  • 448925100000010140060000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,404 sqft Living Area
1st Floor Area1,404 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Lot Area121,968 sqft (2.8 acres)
Garage TypeDetached
Garage Area918 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area236 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address46 WILSON RD
CitySARANAC
StateNY
Zip12981-3935
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 T4OMT KENNEDY SUB LOT 2
Legal Block1
Legal Lot Number14.006
JurisdictionCLINTON NY
Township / Civil DivisionSARANAC
Census Block Group2
Census Block2053
Census Tract103800

Owner

Source: Clinton County and Saranac Town records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address46 WILSON RD, SARANAC, NY 12981-3935
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 9, 2019 · Amount on Record
Deed SaleAug 9, 2019 · Amount on Record
Prior SaleApr 22, 2004 · Amount on Record
Deed Document Number2019302496
Record UpdatedJun 8, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLINTON NY
Recording DateAug 9, 2019
Property Address46 WILSON RD, SARANAC, NY 12981-3935
Document Number0000302496
Instrument DateJul 31, 2019
Instrument302496
Transaction TypeTransfer
Record UpdatedAug 28, 2019
Title CompanyCENTENNIAL ABSTRACT, CENTENNIAL ABS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$519.60
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 MOON ST FORT EDWARD NY 128281909, FORT EDWARD, NY 12828-1909

Mortgage

Document Number302497
DateAug 9, 2019
Instrument302497
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 8, 2049

Tax Assessment & Valuation

Source: Clinton County and Saranac Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyClinton County
County SubdivisionSaranac Town
Unified School DistrictSaranac Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$853.00$146,000 (-) Land $41,200 Building $104,800$158,100 (+8.29%) Land $44,615 Building $113,485
2023$146,000 Land $41,200 Building $104,800$146,000 Land $41,200 Building $104,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wilson Rd

Nearby Streets

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