Saginaw County property record for 46 Willow Pond Dr E, Saginaw, MI 48603
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,149 sqft · built 1995 |
| Lot Size | 0.042 acres (1,872 sqft) |
| Owner | Individual Name on File |
| Last Sale | $217,000 (Sep 2024) |
| Tax Bill | $4,207 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Nov 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-12-4-09-1246-000 |
| Primary APN | 23-12-4-09-1246-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,149 sqft Living Area |
| 1st Floor Area | 1,128 sqft |
| Basement Area | 1,128 sqft |
| Finished Basement | 1,128 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,872 sqft |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | Deck Area |
| Patio Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 46 WILLOW POND DR E |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48603-9640 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R-2 |
| Legal Description | UNIT 46 BLDG Q THE PONDS OF MALLARD COVE CONDOMINIUM SEC 09 T12N R4E |
| Legal Range | 04E |
| Legal Township | 12N |
| Legal Section | 09 |
| Legal Subdivision | THE PONDS OF MALLARD COVE CONDOMINIUM |
| Legal Unit | 46 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SAGINAW |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10303 |
46 Willow Pond Dr E, a condominium, is owned and occupied by an individual who bought it in September 2024.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46 WILLOW POND DR E, SAGINAW, MI 48603-9640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage 1ST STATE BANK |
| Nov 28, 2022 | Intrafamily Transfer, Transfer |
| Nov 9, 2022 | Quit Claim Deed, Transfer SAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TITLE AGCY |
| Oct 27, 2021 | Warranty Deed, Transfer TITLE RESOURCE AGENCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2024 · Amount on File |
| Deed Sale | Sep 6, 2024 · Amount on File |
| Prior Sale | Nov 9, 2022 · Amount on File |
| Deed Document Number | 202420432 |
| Prior Transfer Date | Nov 21, 2022 |
| Prior Transfer Doc | 0000030183 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 46 WILLOW POND DR E, SAGINAW, MI 48603-9640 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 46 WILLOW POND DR E, SAGINAW, MI 48603-9640 |
| Document Number | 0000029455 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | 2021029455 |
| Name | 1ST STATE BANK |
|---|---|
| Type | Bank |
| Address | SAGINAW, MI 48605 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Nov 28, 2022 |
| Property Address | 46 WILLOW POND DR E, SAGINAW, MI 48603-9640 |
| Document Number | 0000030183 |
| Map Reference | LB 2200 PG 769 |
| Instrument Date | Nov 4, 2022 |
| Instrument | 2022030183 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 46 WILLOW POND DR E, 46, SAGINAW, MI 48603-9640 |
| Name | Verified Name |
|---|---|
| Address | 46 WILLOW POND DR E, SAGINAW, MI 48603-9640 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Nov 9, 2022 |
| Property Address | 46 WILLOW POND DR E, SAGINAW, MI 48603-9640 |
| Document Number | 0000029154 |
| Map Reference | LB 2200 PG 769 |
| Instrument Date | Nov 4, 2022 |
| Instrument | 2022029154 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2022 |
| Title Company | SAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,612.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 46 WILLOW POND DR E, 46, SAGINAW, MI 48603-9640 |
| Name | Verified Name |
|---|---|
| Address | 46 WILLOW POND DR E, SAGINAW, MI 48603-9640 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Oct 27, 2021 |
| Property Address | 46 WILLOW POND DR E, SAGINAW, MI 48603-9640 |
| Document Number | 2021034454 |
| Map Reference | LB 2200 PG 769 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 2021034454 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2021 |
| Title Company | TITLE RESOURCE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 46 WILLOW POND DR E, 46, SAGINAW, MI 48603-9640 |
| Name | Verified Name |
|---|---|
| Address | 46 WILLOW POND DR E, SAGINAW, MI 48603-9640 |
The 2025 property tax bill for 46 Willow Pond Dr E was $4,207 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Saginaw Charter Township |
| Unified School District | Saginaw Township Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $114,000 | $228,000 | |
| 2025 | $4,207.00 Homeowner's exemption | ||
| 2023 | $96,100 | $192,200 | |
| 2022 | $3,001.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 46 Willow Pond Dr E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 46 Willow Pond Dr E is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAGINAW CHARTER TOWNSHIP serves 40,840 people · EPA ID MI0005860 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures