46 Williams Dr, Prospect, CT 06712 Property Records

Prospect Town property record for 46 Williams Dr, Prospect, CT 06712

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,736 sqft · built 1962
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$247,500 (Aug 2018)
Tax Bill	$6,290 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D0093700`

Property Details

APN / Parcel Number

Primary APN	`D0093700`
Alternative APN	`PROS M:108 B:163 L:46`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,736 sqft Living Area
Basement Area	1,392 sqft
Unfinished Basement	804 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	29,621 sqft (0.68 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	D0093700
Street Address	46 WILLIAMS DR
City	PROSPECT
State	CT
Zip	06712-1342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	163
Legal Lot Number	46
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	3
Census Block	3007
Census Tract	347100

Owner

Source: Prospect Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 WILLIAMS DR, PROSPECT, CT 06712-1342
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Apr 17, 2017	Deed of Trust, Mortgage · Line of Credit PEOPLES UNITED BANK
Aug 9, 2018	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2018 · Amount on Record
Deed Sale	Aug 9, 2018 · Amount on Record
Deed Book / Page	825 / 43
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	46 WILLIAMS DR, PROSPECT, CT 06712-1342
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000894-69
Date	Jun 30, 2021
Book Page	894/69
Instrument	1168

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	46 WILLIAMS DR, PROSPECT, CT 06712-1342
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	802-24
Date	Apr 17, 2017
Book Page	802/24

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	348 Months
Due	Apr 1, 2046

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	Aug 9, 2018
Property Address	46 WILLIAMS DR, PROSPECT, CT 06712-1342
Document Number	825-43
Book / Page	825 / 43
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.66
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	8250045
Date	Aug 9, 2018
Instrument	00825/0045

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	96 Months
Due	Aug 9, 2026

Tax Assessment & Valuation

Source: Prospect Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,290.00	$245,980 (+38.32%) Land $70,840 Building $175,140	$172,186 Land $49,588 Building $122,598
2024	$6,290.00 (+10.8%)
2023	$5,677.00 (-0.09%)	$177,840 (-) Land $70,840 Building $107,000
2022	$5,682.00	$177,840 Land $70,840 Building $107,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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