46 White Cedar Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 46 White Cedar Ct, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,236 sqft · built 2004
Lot Size	0.27 acres (11,761 sqft)
Owner	Company Name on File
Last Sale	$255,500 (Aug 2014)
Tax Bill	$4,354 (2025)
Deeds & Mortgages	Jan 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`T051100030`

Property Details

APN / Parcel Number

Primary APN	`T051100030`
Alternative APN	`3-0036-9492-00-0259.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,236 sqft Living Area
Gross Area	4,034 sqft
1st Floor Area	1,806 sqft
Basement Area	1,788 sqft
Finished Basement	1,430 sqft
Unfinished Basement	358 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	56 sqft
Deck Area	Deck Area
Patio Area	688 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T051100030
Street Address	46 WHITE CEDAR CT
City	SAINT CHARLES
State	MO
Zip	63304-5094
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDDINGTON OAKS #7 LOT 259
Legal Subdivision	REDDINGTON OAKS #7
Legal Lot Number	259
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	3
Census Block	3000
Census Tract	311150

Owner

46 White Cedar Ct is owned by a company that acquired it in December 2020.

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	9720 WILDERNESS BATTLE CIR, SAINT LOUIS, MO 63123-4336
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2014 · Amount on File
Deed Sale	Aug 19, 2014 · Amount on File
Prior Sale	Jun 1, 2011 · Amount on File
Deed Document Number	2014450580
Deed Book / Page	6229 / 468
Last Transfer Date	Dec 21, 2020
Transfer Doc	0000001113
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 5, 2021
Property Address	46 WHITE CEDAR CT, SAINT CHARLES, MO 63304-5094
Document Number	0000001113
Instrument Date	Dec 21, 2020
Instrument	1113
Transaction Type	Transfer
Record Updated	Mar 24, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9720 WILDERNESS BATTLE CIR ST LOUIS MO 631234336, ST LOUIS, MO 63123-4336

Tax Assessment & Valuation

The 2025 property tax bill for 46 White Cedar Ct was $4,354, up 6% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,442 (-)	$386,535 (-) Land $77,000 Building $309,535
2025	$4,354.00 (+5.99%)	$73,442	$386,535 Land $77,000 Building $309,535
2024	$4,108.00
2023		$68,823
2022			$362,224 Land $60,500 Building $301,724

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 46 White Cedar Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 White Cedar Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000