46 Whetstone Rd, Crested Butte, CO 81225 Property Records

Gunnison County property record for 46 Whetstone Rd, Crested Butte, CO 81225

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,316 sqft · built 2005
Lot Size	0.954 acres (41,556 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Mar 2004)
Tax Bill	$9,162 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R025817`

Property Details

APN / Parcel Number

Primary APN	`R025817`
Alternative APN	`317726101009`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,316 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Rustic
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Material	Metal
Lot Area	41,556 sqft (0.954 acres)
Garage Area	897 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	R025817
Street Address	46 WHETSTONE RD
City	CRESTED BUTTE
State	CO
Zip	81225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11, BLOCK I, CHALET VILLAGE SUBDIVISION, ADDITION NO. 2
Legal Subdivision	CHALET VILLAGE ADDN 2 MT CB
Legal Block	1
Legal Lot Number	11
Jurisdiction	GUNNISON CO
Township / Civil Division	CRESTED BUTTE
Census Block Group	1
Census Block	1046
Census Tract	963800

Owner

46 Whetstone Rd is owned by an individual who bought it in March 2004.

Source: Gunnison County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 5165, CRESTED BUTTE, CO 81225-3049
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2004 · Amount on File
Deed Sale	Mar 23, 2004 · Amount on File
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUNNISON CO
Property Address	46 WHETSTONE RD, CRESTED BUTTE, CO 81225
Transaction Type	Mortgage
Record Updated	May 6, 2024
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000674111
Date	Mar 8, 2021
Instrument	674111

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 46 Whetstone Rd was $9,162, down 3% from the year before.

Source: Gunnison County assessment roll, as of February 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gunnison County
Municipality	Mount Crested Butte Town
Unified School District	Gunnison Watershed School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,162.00 (-2.97%)	$115,640 (-8.37%) Land $20,570 Building $95,070	$1,850,230 Land $329,080 Building $1,521,150
2024	$9,442.00 (+3.15%)	$126,210 (+2.99%) Land $19,720 Building $106,490
2023	$9,154.00 (+25.95%)	$122,540 (+47.27%) Land $19,150 Building $103,390	$1,883,860 (+57.34%) Land $294,400 Building $1,589,460
2022	$7,268.00	$83,210 Land $15,180 Building $68,030	$1,197,310 Land $218,400 Building $978,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 46 Whetstone Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2008–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Whetstone Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT CRESTED BUTTE WSD serves 3,296 people · EPA ID CO0126190
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Xtream Internet Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20