Middlesex County and Ayer Town property record for 46 Westford Rd, Ayer, MA 01432
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2.5 ba · 2,620 sqft · built 1988 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $349,595 (Aug 2020) |
| Tax Bill | $5,169 (2025) |
| Deeds & Mortgages | Apr 2022 Refinance Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | AYER M:016 B:0000 L:0019 |
| Primary APN | AYER M:016 B:0000 L:0019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,620 sqft Living Area |
| Basement Area | 1,128 sqft |
| Unfinished Basement | 1,128 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 30,056 sqft (0.69 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 46 WESTFORD RD |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-1533 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | A2 |
| Legal Lot Number | 19 |
| Jurisdiction | AYER MA |
| Township / Civil Division | AYER |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 325101 |
46 Westford Rd, a duplex, is owned and occupied by two individuals who acquired it in April 2022.
Source: Middlesex County and Ayer Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 WESTFORD RD, AYER, MA 01432-1533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 19, 2022 | Quit Claim Deed, Transfer · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP. |
| Aug 13, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage DRAPER AND KRAMER MORTGAGE CORP. |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2020 · Amount on File |
| Deed Sale | Aug 13, 2020 · Amount on File |
| Prior Sale | May 28, 2009 · Amount on File |
| Deed Document Number | 2020137472 |
| Last Transfer Date | Apr 14, 2022 |
| Transfer Doc | 0079998-41 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Apr 19, 2022 |
| Property Address | 46 WESTFORD RD, AYER, MA 01432-1533 |
| Document Number | 0079998-35 |
| Book / Page | 79998 / 35 |
| Instrument Date | Apr 14, 2022 |
| Instrument | 58208 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 46 WESTFORD RD, AYER, MA 01432-1533 |
| Document Number | 0079998-41 |
|---|---|
| Date | Apr 19, 2022 |
| Book Page | 79998/41 |
| Instrument | 58209 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Aug 13, 2020 |
| Property Address | 46 WESTFORD RD, AYER, MA 01432-1533 |
| Document Number | 75361-173 |
| Book / Page | 75361 / 173 |
| Instrument Date | Jul 21, 2020 |
| Instrument | 137472 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 46 WESTFORD RD, AYER, MA 01432-1533 |
| Document Number | 137473 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | 137473 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 46 Westford Rd was $5,169.
Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,169.00 | $432,200 Land $141,400 Building $290,800 | $635,622 |
| 2023 | $4,710.00 | $379,200 Land $152,800 Building $226,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Westford Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Westford Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AYER DPW WATER DIVISION serves 8,479 people · EPA ID MA2019000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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