Essex County and Saugus Town property record for 46 Western Ave, #48, Saugus, MA 01906 · Last verified April 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1900 |
| Square Footage | 2,946 sqft Living Area |
| Lot Size | 11,252 sqft (0.258 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $720,000 (2023) |
| Tax Bill | $8,893.00 (2025) |
| Primary APN | SAUG M:004-F B:0007 L:0001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 2 Partial Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Building Area | 2,946 sqft Living Area |
| Gross Area | 5,251 sqft Gross Area |
| 1st Floor | 1,389 sqft 1st Floor |
| Basement Area | 1,450 sqft Basement |
| Unfinished Basement | 1,450 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 11,252 sqft (0.258 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 5139024 |
|---|---|
| Street Address | 46 WESTERN AVE, 48 |
| City | SAUGUS |
| State | MA |
| Zip | 01906-3828 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Block | 7 |
| Legal Lot Number | 1 |
| Jurisdiction | SAUGUS MA |
| Minor Civil Division | SAUGUS |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 208102 |
Source: Essex County and Saugus Town records · APN SAUG M:004-F B:0007 L:0001
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 WESTERN AVE, 48, SAUGUS, MA 01906-3828 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| May 22, 2025 | Deed of Trust, Mortgage RCG COMPANIES LLC |
| Oct 10, 2023 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 10, 2023 · Amount on Record |
| Deed Sale | Oct 10, 2023 · Amount on Record |
| Prior Sale | Oct 29, 2004 · Amount on Record |
| Deed Book / Page | 41800 / 349 |
| Transfer Doc | 2919000189 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 46 WESTERN AVE # 48, 48, SAUGUS, MA 01906-3828 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0042729-75 |
|---|---|
| Date | May 22, 2025 |
| Book Page | 42729/75 |
| Instrument | 20250522000610 |
| Name | RCG COMPANIES LLC |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Oct 10, 2023 |
| Property Address | 46-48 WESTERN AVE, SAUGUS, MA 01906 |
| Document Number | 041800-349 |
| Book / Page | 41800 / 349 |
| Instrument Date | Oct 06, 2023 |
| Instrument | 20231010003180 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 46 WESTERN AVE # 48, 48, SAUGUS, MA 01906-3828 |
| Document Number | 231010003190 |
|---|---|
| Date | Oct 10, 2023 |
| Instrument | 231010003190 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,893.00 (+3.71%) | $832,700 (+3.42%) Land $319,400 Building $513,300 |
| 2024 | $8,575.00 (+2.05%) | $805,200 (+7.89%) Land $301,100 Building $504,100 |
| 2023 | $8,403.00 | $746,300 Land $264,600 Building $481,700 |
46 Western Ave, #48 is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Essex County (25009C), updated July 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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