46 Westcott Cv, Jackson, TN 38305 Property Records

Madison County property record for 46 Westcott Cv, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,744 sqft · built 2022
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$412,900 (Nov 2022)
Tax Bill	$497 (2022)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028N-B-005.00`

Property Details

APN / Parcel Number

Primary APN	`028N-B-005.00`
Alternative APN	`057028N B 00500`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,744 sqft Living Area
Gross Area	3,570 sqft
1st Floor Area	2,744 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Lot Area	14,810 sqft (0.34 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	826 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	411 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	057028N B 00500
Street Address	46 WESTCOTT CV
City	JACKSON
State	TN
Zip	38305-1828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTHAVEN PB 11 PG 733 BLK 2 LOT 212
Legal Subdivision	WESTHAVEN
Legal Block	2
Legal Lot Number	212
Jurisdiction	MADISON TN
Township / Civil Division	9
Census Block Group	2
Census Block	2003
Census Tract	1610

Owner

46 Westcott Cv is owned and occupied by two individuals who bought it in November 2022.

Source: Madison County records, as of June 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 WESTCOTT CV, JACKSON, TN 38305-1828
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Nov 1, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC
Sep 7, 2021	Warranty Deed, Transfer · Commercial Mortgage BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2022 · Amount on File
Deed Sale	Nov 1, 2022 · Amount on File
Prior Sale	Sep 7, 2021 · Amount on File
Deed Document Number	202214285
Deed Book / Page	774 / 533
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Recording Date	Jun 8, 2026
Property Address	46 WESTCOTT CV, JACKSON, TN 38305-1828
Document Number	0000006328
Book / Page	2311 / 1193
Instrument Date	May 21, 2026
Instrument	20266328
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 WESTCOTT CV, JACKSON, TN 38305-1828

Mortgage

Document Number	0000006328,
Date	Jun 8, 2026
Book Page	2311/1193
Instrument	20266328

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2056

Interest

Rate	6.23%
Max Rate	-1%

November 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Nov 1, 2022
Property Address	46 WESTCOTT CV, JACKSON, TN 38305-1828
Document Number	00D774/533
Book / Page	D774 / 533
Map Reference	MB 11 PG 733
Instrument Date	Oct 31, 2022
Instrument	22014285
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,527.73
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 WESTCOTT CV, JACKSON, TN 38305-1828

Mortgage

Document Number	0022014286
Date	Nov 1, 2022
Instrument	22014286

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Sep 7, 2021
Property Address	46 WESTCOTT CV, JACKSON, TN 38305-1828
Document Number	00D766/154
Book / Page	D766 / 154
Map Reference	MB 11 PG 733
Instrument Date	Sep 2, 2021
Instrument	21012709
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount on Record
Tax	$210.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2058 HOLLYWOOD DR, JACKSON, TN 38305-4380
Investor	Possibly a Property Investor

Mortgage

Document Number	0T2171/487
Date	Sep 7, 2021
Book Page	T2171/487
Instrument	21012710

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	JACKSON, TN 38301

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	18 Months
Due	Mar 2, 2023

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$104,950 Land $14,250 Building $90,700	$419,800 Land $57,000 Building $362,800
2023		$104,950 Land $14,250 Building $90,700
2022	$497.00		$419,800 Land $57,000 Building $362,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 46 Westcott Cv in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	8 (1980–2010)
Claims Outside the SFHA	3 of 8
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Westcott Cv is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPlus Broadband Fiber	1,000 / 1,000
Aeneas Communications Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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