46 Westbrook Rd, Worcester, MA 01602 Property Records

Worcester County and Worcester City property record for 46 Westbrook Rd, Worcester, MA 01602

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,516 sqft · built 1955
Lot Size	0.222 acres (9,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Aug 2023)
Tax Bill	$5,327 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43-004-00038`

Property Details

APN / Parcel Number

Primary APN	`43-004-00038`
Alternative APN	`WORC M:43 B:004 L:00038`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,516 sqft Living Area
Gross Area	3,544 sqft
1st Floor Area	1,516 sqft
Basement Area	1,492 sqft
Unfinished Basement	1,492 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,663 sqft (0.222 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	43-004-00038
Street Address	46 WESTBROOK RD
City	WORCESTER
State	MA
Zip	01602-1550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Block	4
Legal Lot Number	38
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3008
Census Tract	730801

Owner

Source: Worcester County and Worcester City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 WESTBROOK RD, WORCESTER, MA 01602-1550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage FIDELITY COOPERATIVE BANK
Aug 17, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CORNERSTONE BANK
Sep 3, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2023 · Amount on Record
Deed Sale	Aug 17, 2023 · Amount on Record
Prior Sale	Jan 2, 1991 · Amount on Record
Deed Document Number	202367862
Deed Book / Page	69531 / 364
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Recording Date	Apr 30, 2026
Property Address	46 WESTBROOK RD, WORCESTER, MA 01602-1550
Document Number	073511-320
Book / Page	73511 / 320
Instrument Date	Apr 18, 2026
Instrument	202633405
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 WESTBROOK RD, WORCESTER, MA 01602-1550

Mortgage

Document Number	0000033405,
Date	Apr 30, 2026
Book Page	73511/320
Instrument	202633405

Lender

Name	FIDELITY COOPERATIVE BANK

Agreement

Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate	6.22%
Max Rate	-1%

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 17, 2023
Property Address	46 WESTBROOK RD, WORCESTER, MA 01602-1550
Document Number	069531-364
Book / Page	69531 / 364
Instrument Date	Aug 17, 2023
Instrument	67862
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	46 WESTBROOK RD, WORCESTER, MA 01602-1550

Mortgage

Document Number	0000067863
Date	Aug 17, 2023
Instrument	67863

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 3, 2020
Property Address	46 WESTBROOK RD, WORCESTER, MA 01602-1550
Document Number	63179-1
Book / Page	063179 / 000001
Instrument Date	Aug 25, 2020
Instrument	101029
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	1004 E 21ST ST BROOKLYN NY 112102834, BROOKLYN, NY 11210-2834

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,327.00 (+6.05%)	$403,900 (+15.3%) Land $123,300 Building $280,600	$477,660 (+22.6%)
2024			$389,595
2023	$5,023.00	$350,300 Land $106,200 Building $244,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile, Xfinity.

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