Flagler County property record for 46 Wellstone Dr, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,622 sqft · built 1999 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (Sep 2023) |
| Tax Bill | $3,951 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Second Mortgage Dec 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7021-00200-0310 |
| Primary APN | 07-11-31-7021-00200-0310 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,622 sqft Heated Area |
| Gross Area | 2,785 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.269 acres) |
| Driveway | Driveway |
| Driveway Area | 450 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 46 WELLSTONE DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-7843 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 21 BL 20 LT 31 OR 168 PG 268 OR 623 PG 1481 OR 632 PG 552-DC OR 632 PG 553-ACM OR 2085/1187 OR 2369/1089 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 20 |
| Legal Lot Number | 31 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 60210 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 46 WELLSTONE DR, PALM COAST, FL 32164-7843 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2023 | Warranty Deed, Transfer · Stand-Alone Second Mortgage BANK OF ENGLAND |
| Dec 13, 2022 | Warranty Deed, Transfer · Conventional Mortgage NEXERA HOLDING LLC |
| Sep 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 15, 2019 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Dec 20, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2023 · Amount on Record |
| Deed Sale | Sep 8, 2023 · Amount on Record |
| Prior Sale | Dec 13, 2022 · Amount on Record |
| Deed Document Number | 2023039331 |
| Deed Book / Page | 2810 / 1420 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Sep 8, 2023 |
| Property Address | 46 WELLSTONE DR, PALM COAST, FL 32164-7843 |
| Document Number | 0028101420 |
| Book / Page | 2810 / 1420 |
| Map Reference | MB 7 PG 43-49 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 2023039331 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Title Company | RTR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1313 WINDING OAKS WAY, MINNEOLA, FL 34715-6270 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9509 N OCEAN SHORE BLVD, SAINT AUGUSTINE, FL 32080-8610 |
| Document Number | 0028101436 |
|---|---|
| Date | Sep 8, 2023 |
| Instrument | 2810/1436 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0028101422 |
|---|---|
| Date | Sep 8, 2023 |
| Book Page | 2810/1422 |
| Instrument | 2023039332 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Dec 13, 2022 |
| Property Address | 46 WELLSTONE DR, PALM COAST, FL 32164-7843 |
| Document Number | 0027411745 |
| Book / Page | 2741 / 1745 |
| Map Reference | MB 7 PG 43 |
| Instrument Date | Dec 9, 2022 |
| Instrument | 2022058923 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2023 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,310.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1700 N ELM ST STJ 4, 4, GREENSBORO, NC 27408-6623 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6720 NEW INDEPENDENCE PKWY, WINTER GARDEN, FL 34787-6222 |
| Investor | Possibly a Property Investor |
| Document Number | 0027411747 |
|---|---|
| Date | Dec 13, 2022 |
| Instrument | 2741/1747 |
| Name | NEXERA HOLDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jan 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 46 WELLSTONE DR, PALM COAST, FL 32164-7843 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0024761337 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 2476/1337 |
| Instrument | 2020036679 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jul 15, 2019 |
| Property Address | 46 WELLSTONE DR, PALM COAST, FL 32164-7843 |
| Document Number | 0023691089 |
| Book / Page | 002369 / 001089 |
| Instrument Date | Jul 15, 2019 |
| Instrument | 25935 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2019 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,526.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 46 WELLSTONE DR PALM COAST FL 321647843, PALM COAST, FL 32164-7843 |
| Document Number | 23691091 |
|---|---|
| Date | Jul 15, 2019 |
| Book Page | 002369/001091 |
| Instrument | 25936 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | SHARON, TN 38255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 14, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 46 WELLSTONE DR, PALM COAST, FL 32164-7843 |
| Document Number | 0023290671 |
| Instrument Date | Dec 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 46 WELLSTONE DR PALM COAST FL 321647843, PALM COAST, FL 32164-7843 |
| Document Number | 0023290671 |
|---|---|
| Date | Jan 9, 2019 |
| Book Page | 002329/000671 |
| Instrument | 960 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 8, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,951.00 (-15.25%) Homeowner's exemption | $260,587 (+3.55%) Land $56,000 Building $204,587 | $260,587 (+3.55%) Land $56,000 Building $204,587 |
| 2023 | $4,662.00 | $251,663 (+51.53%) Land $44,000 Building $207,663 | $251,663 (+4.13%) Land $44,000 Building $207,663 |
| 2022 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $166,084 | $241,690 Land $44,500 Building $197,190 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 59 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 6 (1995–2023) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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