46 Wavecrest Dr, Mastic Beach, NY 11951 Property Records

Suffolk County and Brookhaven Town property record for 46 Wavecrest Dr, Mastic Beach, NY 11951

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$245,000 (Apr 2022)
Tax Bill	$5,891 (2024)
Deeds & Mortgages	Jul 2023 Refinance Apr 2022 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0200-975.00-10.00-008.000`

Property Details

APN / Parcel Number

Primary APN	`0200-975.00-10.00-008.000`
Alternative APNs	`472289 975.00-10-008.000` `0209013000400008000` `00004000660` `4000660`

Exterior

Lot Area	8,712 sqft (0.2 acres)
View / Lot	Waterfront

Location & Zoning

Account Number	4000660
Street Address	46 WAVECREST DR
City	MASTIC BEACH
State	NY
Zip	11951-1512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MASTIC ACRES
Legal Block	5001
Legal Lot Number	8
Jurisdiction	SUFFOLK NY
Township / Civil Division	BROOKHAVEN
Census Block Group	2
Census Block	2012
Census Tract	159515

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Floyd, William, House listed 1980 · 11 contributing resources · NRIS 71000066

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Suffolk County and Brookhaven Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	23 CENTRE VIEW DR, OYSTER BAY, NY 11771-2815
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FINANCE AMERICA LLC
Apr 22, 2022	Deed, Construction Loan · Construction Mortgage TVC FUNDING II LLC
Dec 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2022 · Amount on Record
Deed Sale	Apr 22, 2022 · Amount on Record
Prior Sale	Dec 31, 2012 · Amount on Record
Deed Book / Page	13153 / 17
Prior Transfer Date	Nov 18, 2011
Prior Transfer Doc	0126780782
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	46 WAVECREST DR, MASTIC BEACH, NY 11951-1512
Transaction Type	Mortgage
Record Updated	Feb 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235180939
Date	Jul 10, 2023
Book Page	23518/939

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	337 Months
Due	Aug 1, 2051

April 2022: Deed, Construction Loan

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Apr 22, 2022
Property Address	46 WAVECREST DR, MASTIC BEACH, NY 11951-1512
Document Number	0131530017
Book / Page	13153 / 17
Instrument Date	Apr 22, 2022
Transaction Type	Construction Loan
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 CENTRE VIEW DR, OYSTER BAY, NY 11771-2815

Mortgage

Document Number	00DN004981
Date	Apr 22, 2022
Instrument	DN004981

Lender

Name	TVC FUNDING II LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0234090476
Date	Apr 22, 2022
Book Page	23409/476

Lender

Name	TVC FUNDING 1 LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	46 WAVECREST DR, MASTIC BEACH, NY 11951-1512
Document Number	0230140677
Instrument Date	Dec 12, 2018
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 KENT DR SHIRLEY NY 119674209, SHIRLEY, NY 11967-4209

Mortgage

Document Number	0230140677
Date	Mar 26, 2019
Book Page	023014/000677

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2049

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Brookhaven Town
Unified School District	William Floyd Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,400 (-) Land $100 Building $1,300	$291,666 (+11,152.55%) Land $18,868 Building $245,283
2024	$5,891.00
2023		$1,400 Land $100 Building $1,300	$2,592 Land $185 Building $2,407

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Nearby Flood Policies	58 in force
Nearby Flood Claims	17 (2011–2024)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Dec 2024
Claims by Event	Hurricane Sandy, Oct 2012 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

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