46 Water St, Plainfield, CT 06374 Property Records

Plainfield Town property record for 46 Water St, Plainfield, CT 06374

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,280 sqft · built 1905
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$167,000 (Jun 2025)
Tax Bill	$2,991 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`552100`

Property Details

APN / Parcel Number

Primary APN	`552100`
Alternative APNs	`PLAI M:1CV B:0075 L:0025` `PNFD M:1CV B:0075 L:0025`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,280 sqft Living Area
Gross Area	2,970 sqft
1st Floor Area	756 sqft
Basement Area	616 sqft
Unfinished Basement	616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	552100
Street Address	46 WATER ST
City	PLAINFIELD
State	CT
Zip	06374
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA19
Legal Block	75
Legal Lot Number	25
Jurisdiction	PLAINFIELD CT
Township / Civil Division	PLAINFIELD
Census Block Group	3
Census Block	3009
Census Tract	907100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Village Historic District listed 1991 · 156 contributing resources · NRIS 91000949

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

46 Water St is owned and occupied by two individuals who bought it in June 2025.

Source: Plainfield Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 WATER ST, PLAINFIELD, CT 06374
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
Oct 23, 2025	Warranty Deed, Transfer LOANDEPOT.COM LLC
Jun 25, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage ELIZA DEANGELIS SUPPL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2025 · Amount on File
Deed Sale	Jun 25, 2025 · Amount on File
Prior Sale	Dec 17, 1993 · Amount on File
Deed Document Number	202537509
Deed Book / Page	636 / 432
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLAINFIELD CT
Property Address	46 WATER ST, PLAINFIELD, CT 06374
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000641-544
Date	Oct 23, 2025
Book Page	641/544
Instrument	2025-38270

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2035

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PLAINFIELD CT
Recording Date	Oct 23, 2025
Property Address	46 WATER ST, PLAINFIELD, CT 06374
Document Number	000641-523
Book / Page	641 / 523
Instrument Date	Oct 21, 2025
Instrument	2025-38268
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	46 WATER ST, PLAINFIELD, CT 06374

Mortgage

Document Number	0202538269
Date	Oct 23, 2025
Instrument	2025-38269

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PLAINFIELD CT
Recording Date	Jun 25, 2025
Property Address	46 WATER ST, PLAINFIELD, CT 06374
Document Number	000636-432
Book / Page	636 / 432
Instrument Date	Jun 24, 2025
Instrument	2025-37509
Transaction Type	Transfer
Record Updated	Jul 16, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202537510
Date	Jun 25, 2025
Instrument	2025-37510

Lender

Name	ELIZA DEANGELIS SUPPL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 46 Water St was $2,991.

Source: Plainfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Plainfield Town
Unified School District	Plainfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,991.00	$124,040 Land $20,310 Building $103,730	$86,828 Land $14,217 Building $72,611
2024	$2,991.00 (+4.54%)
2023	$2,861.00 (+10.42%)	$124,040 (+48.28%) Land $20,310 Building $103,730
2022	$2,591.00	$83,650 Land $18,450 Building $65,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Water St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Water St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - PLAINFIELD SYSTEM private · serves 1,713 people · EPA ID CT1090081
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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