46 Walnut St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 46 Walnut St, Reading, MA 01867

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,967 sqft · built 1877
Lot Size0.781 acres (33,999 sqft)
Owner2 Individual Names on File
Last Sale$353,500 (Nov 2006)
Tax Bill$13,652 (2025)
Deeds & MortgagesApr 2022 Line of Credit
Jan 2022 Refinance
Flood ZoneZone X (minimal risk)
APNREAD M:007.0-0000-0042.0

Property Details

APN / Parcel Number

Primary APNREAD M:007.0-0000-0042.0
Alternative APNs
  • M:007.0=0000=0042.0
  • 110000000030
  • 110000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area3,967 sqft Living Area
Gross Area7,023 sqft
Basement Area1,668 sqft
Unfinished Basement1,668 sqft

Exterior

Year BuiltBuilt 1877
Effective Year BuiltEffective 1990
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area33,999 sqft (0.781 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number110000000030
Street Address46 WALNUT ST
CityREADING
StateMA
Zip01867-3947
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS15
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group1
Census Block1013
Census Tract334100

Owner

Source: Middlesex County and Reading Town records · APN READ M:007.0-0000-0042.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address46 WALNUT ST, READING, MA 01867-3947
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2022Deed of Trust, Mortgage · Line of Credit
WINCHESTER COOPERATIVE BANK
Jan 28, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
MEMBERS MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 30, 2006 · Amount on Record
Deed SaleNov 30, 2006 · Amount on Record
Deed Document Number2006227142
Deed Book / Page48580 / 69
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address46 WALNUT ST, READING, MA 01867-3947
Transaction TypeMortgage
Record UpdatedApr 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number079970-582
DateApr 13, 2022
Book Page79970/582
Instrument55351
Lender
NameWINCHESTER COOPERATIVE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueMay 01, 2042
Interest
Rate TypeAdjustable Rate

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address46 WALNUT ST, READING, MA 01867-3947
Transaction TypeMortgage
Record UpdatedFeb 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number079605-118
DateJan 28, 2022
Book Page79605/118
Instrument15436
Lender
NameMEMBERS MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$13,652.00 (+1.17%)$1,198,600 (+4.1%) Land $572,500 Building $626,100$1,522,470 (+5.78%)
2024$13,494.00 (+3.23%)$1,151,400 (+10.89%) Land $549,900 Building $601,500$1,439,250
2023$13,072.00$1,038,300 Land $495,800 Building $542,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1979–1998)
Claims Outside the SFHA2 of 3
Most Recent ClaimJun 1998 · Heavy Rains And Flooding

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

May also be available: T-Mobile USA.

Based on FCC filings for 425 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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