46 W Reserve Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 46 W Reserve Dr, Kalispell, MT 59901

Property Summary

Property Type	Office Building
Details	3,672 sqft · built 2018
Lot Size	1.02 acres (44,823 sqft)
Owner	Company Name on Record
Last Sale	$585,000 (Feb 2018)
Tax Bill	$7,338 (2026)
Deeds & Mortgages	Jan 2023 Mortgage Feb 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0773922`

Property Details

APN / Parcel Number

Primary APN	`R0773922`
Alternative APNs	`07-4078-33-2-13-01-0000` `0000550050`

Interior

Stories	1 Story
Building Area	3,672 sqft Total Area
1st Floor Area	3,672 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Metal
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	44,823 sqft (1.02 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000550050
Street Address	46 W RESERVE DR
City	KALISPELL
State	MT
Zip	59901-2332
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	S33, T29 N, R21 W, ACRES 1.03, COS 20734-1, TR 5C IN NE4NW4, ASSR# 0000550050
Legal Range	21W
Legal Township	29N
Legal Section	33
Legal Subdivision	CERITIFICATE OF SURVEY NO 20734
Legal Tract	1
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	1
Census Block	1017
Census Tract	700

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 10825, KALISPELL, MT 59904-3825
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2023	Deed of Trust, Mortgage · Commercial Mortgage THREE RIVERS BANK OF MONTANA
Feb 25, 2022	Deed of Trust, Mortgage · Construction Mortgage THREE RIVERS BANK OF MONTANA
Feb 6, 2018	Warranty Deed, Transfer · Commercial Mortgage THREE RIVERS BANK OF MONTANA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2018 · Amount on Record
Deed Sale	Feb 6, 2018 · Amount on Record
Deed Document Number	20182558
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	46 W RESERVE DR, KALISPELL, MT 59901-2332
Transaction Type	Mortgage
Record Updated	Feb 1, 2023
Title Company	ATEC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300001046
Date	Jan 20, 2023
Instrument	202300001046

Lender

Name	THREE RIVERS BANK OF MONTANA
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	246 Months
Due	Jul 25, 2043

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	46 W RESERVE DR, KALISPELL, MT 59901-2332
Transaction Type	Mortgage
Record Updated	Mar 16, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200005161
Date	Feb 25, 2022
Instrument	202200005161

Lender

Name	THREE RIVERS BANK OF MONTANA
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Mar 15, 2047

Interest

Rate Type	Adjustable Rate

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Feb 6, 2018
Property Address	46 W RESERVE DR, KALISPELL, MT 59901-2332
Document Number	201800002558
Instrument Date	Jan 31, 2018
Instrument	201800002558
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 10825, KALISPELL, MT 59904-3825

Mortgage

Document Number	201800002559
Date	Feb 6, 2018
Instrument	201800002559

Lender

Name	THREE RIVERS BANK OF MONTANA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 15, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Evergreen Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,338.00 (-15.91%)	$911,800 (+24.44%)
2025			$911,800 (+24.44%) Land $201,252 Building $710,548
2023	$8,726.00	$732,700	$732,700 Land $100,489 Building $632,211

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLATHEAD COUNTY WATER AND SEWER serves 9,520 people · EPA ID MT0001744
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50

May also be available: MontanaSky Networks.

Nearby Properties on W Reserve Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures