46 W Old Sterling Cir, Spring, TX 77382 Property Records

Montgomery County property record for 46 W Old Sterling Cir, Spring, TX 77382

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 5,100 sqft · built 2006
Lot Size0.298 acres (12,975 sqft)
Owner2 Individual Names on Record
Last Sale$521,300 (Dec 2006)
Tax Bill$17,818 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN9699-03-07600

Property Details

APN / Parcel Number

Primary APN9699-03-07600
Alternative APN
  • R284521

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures20 Plumbing Fixtures
Stories2 Stories
Building Area5,100 sqft Living Area
Gross Area5,702 sqft
1st Floor Area3,131 sqft
2nd Floor Area1,607 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialStucco
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area12,975 sqft (0.298 acres)
Garage TypeAttached
Garage Area602 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area568 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address46 W OLD STERLING CIR
CitySPRING
StateTX
Zip77382-1344
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWDLNDS VIL STERLING RIDGE 03, BLOCK 1, LOT 76
Legal SubdivisionWDLNDS VIL STERLING RIDGE 03
Legal Block1
Legal Lot Number76
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group1
Census Block1011
Census Tract690605

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address46 W OLD STERLING CIR, SPRING, TX 77382-1344
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2006 · Amount on Record
Deed SaleDec 22, 2006 · Amount on Record
Prior SaleAug 30, 2005 · Amount on Record
Deed Document Number2006149051
Prior Transfer DateDec 21, 2006
Prior Transfer Doc0000149051
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address46 W OLD STERLING CIR, SPRING, TX 77382-1344
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000104943
DateSep 21, 2020
Instrument2020104943
Lender
NamePREFEERD HOME LENDING LLC
TypeNon-Lending Institution
AddressHOUSTON, TX 77070
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,212,217 (+7.15%) Land $160,000 Building $1,052,217$1,212,217 (+7.15%) Land $160,000 Building $1,052,217
2025$17,818.00 (+3.79%) Homeowner's exemption$1,131,350 (+6.33%) Land $160,000 Building $971,350$1,131,350 (-2.02%) Land $160,000 Building $971,350
2024$17,167.00 (+21.29%) Homeowner's exemption$1,063,953 (+1%) Land $160,000 Building $994,670$1,154,670 (+9%) Land $160,000 Building $994,670
2023$14,154.00 Homeowner's exemption$967,230 Land $160,000 Building $899,290$1,059,290 Land $160,000 Building $899,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Nearby Flood Policies62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY MUD 46
serves 24,399 people · EPA ID TX1700348
Water SourcePurchased surface water from SJRA THE WOODLANDS
Last State InspectionJan 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Ezee Fiber, Tachus Fiber Internet.

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