46 W Main St, Mohawk, NY 13407 Property Records

Herkimer County and German Flatts Town property record for 46 W Main St, Mohawk, NY 13407

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,256 sqft · built 1930
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$40,100 (Feb 2025)
Tax Bill	$3,056 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2018 Sale & Mortgage
APN	`212803 120.47-2-32`

Property Details

APN / Parcel Number

Primary APN	`212803 120.47-2-32`
Alternative APNs	`280312004700020320000000` `20186171`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,256 sqft Living Area
1st Floor Area	1,136 sqft
2nd Floor Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	340 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	20186171
Street Address	46 W MAIN ST
City	MOHAWK
State	NY
Zip	13407-1032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	46 W MAIN ST N R1 2G
Legal Block	2
Legal Lot Number	32.000
Jurisdiction	HERKIMER NY
Township / Civil Division	GERMAN FLATTS
Census Block Group	3
Census Block	3012
Census Tract	10501

Owner

Source: Herkimer County and German Flatts Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	27 W MAIN ST, 84, MOHAWK, NY 13407-1024
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage ADIRONDACK BANK
Dec 21, 2018	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2025 · Amount on Record
Deed Sale	Feb 28, 2025 · Amount on Record
Prior Sale	Dec 21, 2018 · Amount on Record
Deed Document Number	2025RP2025-793
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Recording Date	Jun 15, 2026
Property Address	46 W MAIN ST, MOHAWK, NY 13407-1032
Document Number	0000002674
Instrument Date	Jun 3, 2026
Instrument	20262674
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 W MAIN ST, MOHAWK, NY 13407-1032

Mortgage

Document Number	0000002674,
Date	Jun 15, 2026
Instrument	20262674

Lender

Name	ADIRONDACK BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERKIMER NY
Recording Date	Dec 21, 2018
Property Address	46 W MAIN ST, MOHAWK, NY 13407-1032
Document Number	0020186171
Instrument Date	Dec 7, 2018
Instrument	2018-6171
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 JEFFREY ST, HERKIMER, NY 13350-1610

Mortgage

Document Number	0020186172
Date	Dec 21, 2018
Instrument	2018-6172

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Herkimer County and German Flatts Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	German Flatts Town
Municipality	Mohawk Village
Unified School District	Central Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,056.00 (-29.7%)
2025	$4,347.00	$49,000 (-32.07%) Land $10,500 Building $38,500	$91,760 (-30.04%) Land $19,663 Building $72,097
2023		$72,138 (-) Land $10,500 Building $61,638	$131,160 (+16.36%) Land $19,091 Building $112,069
2022		$72,138 Land $10,500 Building $61,638	$112,716 Land $16,406 Building $96,310
2020	$4,059.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	25 (1979–2013)
Claims Outside the SFHA	24 of 25
Most Recent Claim	Jun 2013 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2013 · 16 claims Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOHAWK (V) WATER WORKS serves 2,985 people · EPA ID NY2102310
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on W Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures