46 Vista Cove Dr, Spring, TX 77381 Property Records

Montgomery County property record for 46 Vista Cove Dr, Spring, TX 77381

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,132 sqft · built 1996
Lot Size	0.154 acres (6,711 sqft)
Owner	Individual Name on File
Tax Bill	$2,251 (2025)
Deeds & Mortgages	May 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`9726-34-05000`

Property Details

APN / Parcel Number

Primary APN	`9726-34-05000`
Alternative APN	`R242050`

Interior

Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,132 sqft Living Area
Gross Area	2,594 sqft
1st Floor Area	2,132 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,711 sqft (0.154 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	65 sqft
Patio Area	444 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	46 VISTA COVE DR
City	SPRING
State	TX
Zip	77381-3634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6
Legal Description	WDLNDS VIL PANTHER CR 34, BLOCK 2, LOT 12
Legal Subdivision	WDLNDS VIL PANTHER CK 34
Legal Block	2
Legal Lot Number	12
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	2
Census Block	2003
Census Tract	691202

Owner

46 Vista Cove Dr is owned and occupied by an individual who acquired it in March 2007.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	46 VISTA COVE DR, SPRING, TX 77381-3634
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2007
Deed Sale	Mar 9, 2007
Prior Sale	Nov 2, 1998
Deed Document Number	200727640
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	46 VISTA COVE DR, SPRING, TX 77381-3634
Transaction Type	Mortgage
Record Updated	May 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037739
Date	May 1, 2023
Instrument	2023037739

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 46 Vista Cove Dr was $2,251 with exemptions applied, down 23.8% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$497,155 (+1%)	$512,264 (+6.35%) Land $70,000 Building $442,264
2025	$2,251.00 (-23.77%) Homeowner's exemption Senior Citizen's exemption	$451,959 (+1%) Land $70,000 Building $411,658	$481,658 (+2.66%) Land $70,000 Building $411,658
2024	$2,953.00 (+11.43%) Homeowner's exemption Senior Citizen's exemption	$410,872 (+1%) Land $70,000 Building $399,182	$469,182 (+12.56%) Land $70,000 Building $399,182
2023	$2,650.00 Homeowner's exemption	$373,520 Land $70,000 Building $346,820	$416,820 Land $70,000 Building $346,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Vista Cove Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2016–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Vista Cove Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THE WOODLANDS MUD 1 serves 7,989 people · EPA ID TX1700471
Water Source	Purchased surface water from SJRA THE WOODLANDS
Last State Inspection	Jan 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20