46 Virginia Dr, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 46 Virginia Dr, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,038 sqft · built 1955
Lot Size	0.131 acres (5,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,500 (May 2025)
Tax Bill	$4,802 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`093-114-010-7`

Property Details

APN / Parcel Number

Primary APN	`093-114-010-7`
Alternative APNs	`093-114-010` `0971140108`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,038 sqft Living Area
1st Floor Area	1,038 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	5,700 sqft (0.131 acres)
Lot Dimensions	116 ft deep x 50 ft wide
View / Lot	Canal
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	46 VIRGINIA DR
City	BAY POINT
State	CA
Zip	94565-3135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	CAMINO HIGHLANDS LOT 31
Legal Subdivision	CAMINO HLNDS
Legal Lot Number	31
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	ANTIOCH-PITTSBURG
Census Block Group	1
Census Block	1008
Census Tract	314105

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 VIRGINIA DR, BAY POINT, CA 94565-3135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 16, 2019	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage VAL-CHRIS INVS
May 2, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2025 · Amount on Record
Deed Sale	May 21, 2025 · Amount on Record
Prior Sale	Aug 16, 2019 · Amount on Record
Deed Document Number	202550603
Prior Transfer Date	Apr 10, 2017
Prior Transfer Doc	0000075398
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	46 VIRGINIA DR, BAY POINT, CA 94565-3135
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 VIRGINIA DR, BAY POINT, CA 94565-3135

Mortgage

Document Number	0000164404
Date	Jun 7, 2021
Instrument	2021-164404

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	46 VIRGINIA DR, BAY POINT, CA 94565-3135
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 VIRGINIA DR, BAY POINT, CA 94565-3135

Mortgage

Document Number	0000091187
Date	May 31, 2022
Instrument	2022-091187

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 16, 2019
Property Address	46 VIRGINIA DR, BAY POINT, CA 94565-3135
Document Number	0000131067
Map Reference	MB 43 PG 47
Instrument Date	Aug 6, 2019
Instrument	2019-131067
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 VIRGINIA DR, BAY POINT, CA 94565-3135

Mortgage

Document Number	0000131068
Date	Aug 16, 2019
Instrument	2019-131068

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Mortgage

Document Number	0000131070
Date	Aug 16, 2019
Instrument	2019-131070

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	46 VIRGINIA DR, BAY POINT, CA 94565-3135
Document Number	0000113632
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Jul 31, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	46 VIRGINIA DR BAY POINT CA 945653135, BAY POINT, CA 94565-3135

Mortgage

Document Number	0000113632
Date	Jul 23, 2019
Instrument	113632

Lender

Name	VAL-CHRIS INVS
Type	MERS
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 2, 2017
Property Address	46 VIRGINIA DR, BAY POINT, CA 94565-3135
Document Number	0000075398
Instrument Date	Apr 10, 2017
Instrument	75398
Transaction Type	Transfer
Record Updated	Nov 7, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	46 VIRGINIA DR BAY POINT CA 945653135, BAY POINT, CA 94565-3135

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$541,008 (+52.68%) Land $306,000 Building $235,008
2025	$4,802.00 (+5.12%)	$354,336 (+4.04%) Land $218,727 Building $135,609
2023	$4,568.00 (+0.73%)	$340,579 Land $210,235 Building $130,344
2022	$4,535.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Unwired, Verizon.

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