46 Vernon Ave, Middletown, RI 02842 Property Records

Middletown Town property record for 46 Vernon Ave, Middletown, RI 02842

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,399 sqft · built 1940
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$787,000 (Oct 2023)
Tax Bill	$6,197 (2025)
Deeds & Mortgages	Sep 2022 Refinance Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`202300278`

Property Details

APN / Parcel Number

Primary APN	`202300278`
Alternative APNs	`MIDD M:0108 B:SW L:183A` `202200126`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,399 sqft Living Area
Gross Area	2,165 sqft
1st Floor Area	645 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,049 sqft (0.07 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	202300278
Street Address	46 VERNON AVE
City	MIDDLETOWN
State	RI
Zip	02842-5441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	SW
Legal Lot Number	183A
Jurisdiction	MIDDLETOWN RI
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2025
Census Tract	40302

Owner

Source: Middletown Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 VERNON AVE, MIDDLETOWN, RI 02842-5441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CENTERVILLE BANK
Oct 18, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage CENTREVILLE BANK
Oct 29, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage RCN CAPITAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2023 · Amount on Record
Deed Sale	Oct 18, 2023 · Amount on Record
Prior Sale	Oct 29, 2021 · Amount on Record
Deed Book / Page	1812 / 258
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN RI
Property Address	46 VERNON AVE, MIDDLETOWN, RI 02842-5441
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001780-299
Date	Sep 16, 2022
Book Page	1780/299
Instrument	2104

Lender

Name	CENTERVILLE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Oct 18, 2023
Property Address	46 VERNON AVE, MIDDLETOWN, RI 02842-5441
Document Number	001812-258
Book / Page	1812 / 258
Instrument Date	Oct 18, 2023
Instrument	1763
Transaction Type	Transfer
Record Updated	Nov 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	46 VERNON AVE, MIDDLETOWN, RI 02842-5441

Mortgage

Document Number	0000001765
Date	Oct 18, 2023
Instrument	1765

Lender

Name	CENTREVILLE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Nov 1, 2026
Max Rate At Change	2.75%
Index	1-Year CMT

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Oct 29, 2021
Property Address	46 VERNON AVE, MIDDLETOWN, RI 02842-5441
Document Number	001743-151
Book / Page	1743 / 151
Instrument Date	Oct 27, 2021
Instrument	3591
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 LOVE LN, WARWICK, RI 02886-9543

Mortgage

Document Number	0000003592
Date	Oct 29, 2021
Instrument	3592

Lender

Name	RCN CAPITAL LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	001743-167
Date	Oct 29, 2021
Book Page	1743/167
Instrument	3593

Lender

Name	RCN CAPITAL LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Nov 1, 2022

Tax Assessment & Valuation

Source: Middletown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Middletown Town
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,197.00 (+67.89%)	$525,600 (+79.26%) Land $213,000 Building $312,600
2023	$3,691.00 (+11.01%)	$293,200 (+6%) Land $137,400 Building $155,800
2022	$3,325.00	$276,600 Land $137,400 Building $139,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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