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46 Verbena Dr, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 46 Verbena Dr, Commack, NY 11725 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1957
Square Footage1,065 sqft Living Area
Lot Size17,424 sqft (0.4 acres)
OccupancyOwner Occupied
Last Sale$339,500 (2012)
Tax Bill$12,830.00 (2024)

Property Details

APN / Parcel Number

Primary APN473489 93.-2-22
Alternative APNs
  • 0800-093.00-02.00-022.000
  • 348909300000020220000000
  • 47340022529

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,065 sqft Living Area
Gross Area1,573 sqft Gross Area
1st Floor1,065 sqft 1st Floor
Basement Area250 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleSplit Level Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area17,424 sqft (0.4 acres)
Garage TypeBasement Garage
PorchCovered Porch
Porch Area1,258 sqft Porch
ViewSuburban View

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel
SewageSewage Connected
Water SourceCommercial Water Source

Location & Zoning

Street Address46 VERBENA DR
CityCOMMACK
StateNY
Zip11725-3721
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description12-497876 TC-52 *2521 LOT 322 MAYFAIR PARK SEC 7
Legal Block2
Legal Lot Number22
JurisdictionSUFFOLK NY
Minor Civil DivisionSMITHTOWN
Census Blockgroup1
Census Block1003
Census Tract135201

Owner

Source: Suffolk County and Smithtown Town records · APN 473489 93.-2-22

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address46 VERBENA DR, COMMACK, NY 11725-3721
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2019Deed of Trust, Mortgage · Building or Construction Mortgage
FREEDOM MORTGAGE CORP
Sep 19, 2019Loan Modification, Consolidation and Extension, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MTG
Jan 11, 2018Deed of Trust, Mortgage · Line of Credit
USALLIANCE FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 03, 2012 · Amount on Record
Deed SaleJan 03, 2012 · Amount on Record
Deed Book / Page12681 / 84
Prior Transfer DateMar 10, 2004
Prior Transfer Doc0123090979
Record RefreshedSep 20, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address46 VERBENA DR, COMMACK, NY 11725-3721
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0230790705
DateNov 15, 2019
Book Page23079/705
InstrumentDK028502
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term289 Months
DueDec 01, 2043

September 2019: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionSUFFOLK NY
Property Address46 VERBENA DR, COMMACK, NY 11725-3721
Document Number0230990242
Instrument DateSep 19, 2019
Transaction TypeMortgage
Record UpdatedMar 30, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 VERBENA DR COMMACK NY 117253721, COMMACK, NY 11725-3721

Mortgage

Document Number0230990242
DateJan 22, 2020
Book Page023099/000242
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term300 Months
DueJan 21, 2045
Interest
Rate TypeFixed Rate
Rate4%

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address46 VERBENA DR, COMMACK, NY 11725-3721
Document Number0228960828
Instrument DateJan 11, 2018
Transaction TypeMortgage
Record UpdatedApr 11, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 VERBENA DR COMMACK NY 117253721, COMMACK, NY 11725-3721

Mortgage

Document Number0228960828
DateJan 30, 2018
Book Page022896/000828
Lender
NameUSALLIANCE FCU
TypeCredit Union
AddressWOBURN, MA 01801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 29, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictCommack Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,630 (-) Land $380 Building $4,250$578,750 (+10,774.67%) Land $47,500 Building $531,250
2024$12,830.00
2023$4,630 Land $380 Building $4,250$5,322 Land $437 Building $4,885

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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