46 Valley St, Canton, NC 28716 Property Records

Haywood County property record for 46 Valley St, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 650 sqft · built 1940
Lot Size	0.085 acres (3,703 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (Feb 2025)
Tax Bill	$514 (2025)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone AE (high risk)
APN	`8656-88-0984`

Property Details

APN / Parcel Number

Primary APN	`8656-88-0984`
Alternative APNs	`158173` `287199`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	650 sqft Heated Area
Gross Area	770 sqft
1st Floor Area	650 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Vinyl
Roof Material	Asphalt
Lot Area	3,703 sqft (0.085 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	287199
Street Address	46 VALLEY ST
City	CANTON
State	NC
Zip	28716-4842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CNR1
Legal Description	46 VALLEY ST
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1018
Census Tract	920300

Owner

Source: Haywood County records · APN 8656-88-0984

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	46 VALLEY ST, CANTON, NC 28716-4842
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 06, 2025 · Amount on Record
Deed Sale	Feb 06, 2025 · Amount on Record
Prior Sale	Oct 08, 2003 · Amount on Record
Deed Document Number	2025910
Deed Book / Page	1122 / 1208
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Recording Date	Apr 24, 2026
Property Address	46 VALLEY ST, CANTON, NC 28716-4842
Document Number	0000003433
Book / Page	1151 / 1557
Instrument Date	Apr 24, 2026
Instrument	20263433
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 BRANNOCK DR, GREENSBORO, NC 27406-9040

Mortgage

Document Number	0000003433,
Date	Apr 24, 2026
Book Page	1151/1557
Instrument	20263433

Lender

Name	BANK OF OZARK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Canton Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,700 (-) Land $11,200 Building $53,500
2025	$514.00	$64,700 (-) Land $11,200 Building $53,500	$64,700 (-) Land $11,200 Building $53,500
2023		$64,700 Land $11,200 Building $53,500	$64,700 (-) Land $11,200 Building $53,500
2021			$64,700 Land $11,200 Building $53,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force
Nearby Flood Claims	26 (1983–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Remnants Of Tropical Storm Fred, Aug 2021 · 6 claims Tropical Storm Frances, Sep 2004 · 6 claims

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

May also be available: AT&T, Verizon.

Based on FCC filings for 343 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF CANTON serves 7,850 people
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.