46 Upper Oak Dr, San Rafael, CA 94903 Property Records

Marin County property record for 46 Upper Oak Dr, San Rafael, CA 94903

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,353 sqft · built 1968
Lot Size	0.283 acres (12,330 sqft)
Owner	2 Individual Names on File
Last Sale	$1,850,000 (Jun 2024)
Tax Bill	$13,770 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`165-112-07`

Property Details

APN / Parcel Number

Primary APN	`165-112-07`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,353 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Contemporary
Lot Area	12,330 sqft (0.283 acres)
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Pool Area	425 sqft
Deck Area	950 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	46 UPPER OAK DR
City	SAN RAFAEL
State	CA
Zip	94903-1732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP D7 546
Legal Subdivision	TWELVEOAK HILL 05
Legal Lot Number	170
Jurisdiction	MARIN CA
Township / Civil Division	SAN RAFAEL
Census Block Group	1
Census Block	1000
Census Tract	108100

Owner

Source: Marin County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	46 UPPER OAK DR, SAN RAFAEL, CA 94903-1732
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2022	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
May 1, 2020	Deed of Trust, Mortgage · Line of Credit MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2024 · Amount on File
Deed Sale	Jun 21, 2024 · Amount on File
Prior Sale	Dec 6, 2022 · Amount on File
Deed Document Number	202417669
Prior Transfer Date	Jun 5, 1996
Prior Transfer Doc	0000034888
Record Updated	Oct 29, 2026

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARIN CA
Recording Date	Dec 6, 2022
Property Address	46 UPPER OAK DR, SAN RAFAEL, CA 94903-1732
Document Number	0000039483
Map Reference	VOL 13 PG 32
Instrument Date	Nov 29, 2022
Instrument	2022-0039483
Transaction Type	Transfer
Record Updated	Dec 21, 2022
Title Company	CAL LAND TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,456.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	46 UPPER OAK DR, SAN RAFAEL, CA 94903-1732

Mortgage

Document Number	0000039484
Date	Dec 6, 2022
Instrument	2022-0039484

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Dec 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.7%
Index	Other
Max Rate	11.7%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	46 UPPER OAK DR, SAN RAFAEL, CA 94903-1732
Document Number	0000018597
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	46 UPPER OAK DR SAN RAFAEL CA 949031732, SAN RAFAEL, CA 94903-1732

Mortgage

Document Number	0000018597
Date	May 12, 2020
Instrument	18597

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	3000 CLAYTON RD, CONCORD, CA 94519-2731

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 11, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	San Rafael City
Elementary School District	Dixie Elementary School District (KG - 08)
Secondary School District	San Rafael City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$951,813 (+2%) Land $531,847 Building $419,966
2025	$13,770.00 (-40.41%) Homeowner's exemption	$933,150 (-46.98%) Land $521,418 Building $411,732
2023	$23,109.00 (+146.26%)	$1,760,000 Land $950,000 Building $810,000
2022	$9,384.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1984)
Most Recent Claim	Nov 1984 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARIN MUNICIPAL WATER DISTRICT serves 188,116 people · EPA ID CA2110002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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