Westchester County and Ossining Town property record for 46 Upper Croton Ave, Ossining, NY 10562
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,548 sqft · built 1928 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $559,000 (Dec 2023) |
| Tax Bill | $14,630 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 554203 90.13-4-35 |
| Primary APN | 554203 90.13-4-35 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,548 sqft Living Area |
| 1st Floor Area | 624 sqft |
| Attic | Attic |
| Attic Area | 300 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 120 ft deep x 58 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 264 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 46 UPPER CROTON AVE |
|---|---|
| City | OSSINING |
| State | NY |
| Zip | 10562-3844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BRIARCLIFF KNOLLS |
| Legal Block | 4 |
| Legal Lot Number | 35.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | OSSINING |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 13402 |
Source: Westchester County and Ossining Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46 UPPER CROTON AVE, OSSINING, NY 10562-3844 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK N A |
| Dec 21, 2023 | Bargain and Sale Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 12, 2023 | Deed of Trust, Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 6, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Nov 19, 2019 | Deed of Trust, Mortgage · FHA Mortgage ROYAL UNITED MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2023 · Amount on Record |
| Deed Sale | Dec 21, 2023 · Amount on Record |
| Prior Sale | Mar 18, 2003 · Amount on Record |
| Deed Document Number | 20233140 |
| Prior Transfer Date | Jul 22, 2005 |
| Prior Transfer Doc | 0452560042 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Apr 20, 2026 |
| Property Address | 46 UPPER CROTON AVE, OSSINING, NY 10562-3844 |
| Document Number | 0000003194 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 20263194 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLEREST AGENCY, TITLEVEST AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 46 UPPER CROTON AVE, OSSINING, NY 10562-3844 |
| Document Number | 0000003194, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 20263194 |
| Name | JPMORGAN CHASE BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Dec 21, 2023 |
| Property Address | 46 UPPER CROTON AVE, OSSINING, NY 10562-3844 |
| Document Number | 0633463140 |
| Map Reference | MAP 3183 |
| Instrument Date | Dec 13, 2023 |
| Instrument | 633463140 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2024 |
| Title Company | THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,236.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 46 UPPER CROTON AVE, OSSINING, NY 10562-3844 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 269 E 238TH ST # 1ST, BRONX, NY 10470-1804 |
| Document Number | 0633533385 |
|---|---|
| Date | Dec 21, 2023 |
| Instrument | 633533385 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 46 UPPER CROTON AVE, OSSINING, NY 10562-3844 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 46 UPPER CROTON AVE, OSSINING, NY 10562-3844 |
| Document Number | 0631313410 |
|---|---|
| Date | May 12, 2023 |
| Instrument | 631313410 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 318 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 46 UPPER CROTON AVE, OSSINING, NY 10562-3844 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Title Company | SERVICELINK LOAN MEDIFICATIO |
| Name | Verified Name |
|---|---|
| Address | 46 UPPER CROTON AVE, OSSINING, NY 10562-3844 |
| Document Number | 0622453539 |
|---|---|
| Date | Sep 6, 2022 |
| Instrument | 622453539 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 326 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 46 UPPER CROTON AVE, OSSINING, NY 10562-3844 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0611163120 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 611163120 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 46 UPPER CROTON AVE, OSSINING, NY 10562-3844 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0593233549 |
|---|---|
| Date | Nov 19, 2019 |
| Instrument | 593233549 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Ossining Town |
| Municipality | Ossining Village |
| Unified School District | Ossining Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,630.00 (+27.65%) | ||
| 2025 | $11,461.00 | $548,200 (+6.9%) Land $224,600 Building $323,600 | $548,200 (+6.9%) Land $224,600 Building $323,600 |
| 2024 | $512,800 (+13.2%) Land $137,500 Building $375,300 | $512,800 (+13.2%) Land $137,500 Building $375,300 | |
| 2023 | $453,000 Land $137,500 Building $315,500 | $453,000 Land $137,500 Building $315,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSSINING WATER DEPARTMENT serves 30,000 people · EPA ID NY5903451 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures