46 Unity Ave, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 46 Unity Ave, Belmont, MA 02478

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,056 sqft · built 1920
Lot Size	0.13 acres (5,689 sqft)
Owner	Individual Name on Record
Last Sale	$618,000 (Sep 2025)
Tax Bill	$7,734 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Dec 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BELM M:01 P:000080 S:U:46`

Property Details

APN / Parcel Number

Primary APN	`BELM M:01 P:000080 S:U:46`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,689 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	46 UNITY AVE
City	BELMONT
State	MA
Zip	02478-3673
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R
Jurisdiction	BELMONT MA
Township / Civil Division	BELMONT
Census Block Group	2
Census Block	2007
Census Tract	357300

Owner

Source: Middlesex County and Belmont Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46 UNITY AVE, 46, BELMONT, MA 02478-3673
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Condominium Deed, Transfer · VA Mortgage MUTUAL OF OMAHA MORTGAGE
Dec 1, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance MORTGAGE NETWORK INC
Dec 1, 2020	Condominium Deed, Transfer NOT AVAILABLE
Jan 24, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2025 · Amount on Record
Deed Sale	Sep 11, 2025 · Amount on Record
Prior Sale	Jan 24, 2018
Deed Book / Page	84597 / 189
Prior Transfer Date	Nov 25, 2020
Prior Transfer Doc	76310-487
Record Updated	Sep 20, 2026

September 2025: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	BELMONT MA
Recording Date	Sep 11, 2025
Property Address	46 UNITY AVE, BELMONT, MA 02478-3673
Document Number	084597-189
Book / Page	84597 / 189
Instrument Date	Sep 10, 2025
Instrument	109227
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 UNITY AVE # 46, 46, BELMONT, MA 02478-3673

Mortgage

Document Number	0000109228
Date	Sep 11, 2025
Instrument	109228

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Dec 1, 2020
Property Address	46 UNITY AVE, BELMONT, MA 02478-3673
Document Number	76310-465
Book / Page	76310 / 465
Instrument Date	Nov 25, 2020
Instrument	226902
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 UNITY AVE # 46, 46, BELMONT, MA 02478-3673

Mortgage

Document Number	76310-469
Date	Dec 1, 2020
Book Page	76310/469
Instrument	226903

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	BELMONT MA
Recording Date	Dec 1, 2020
Property Address	46 UNITY AVE, BELMONT, MA 02478-3673
Document Number	76310-487
Book / Page	076310 / 000487
Instrument Date	Nov 25, 2020
Instrument	226904
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	46 UNITY AVE BELMONT MA 024783673, BELMONT, MA 02478-3673

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Jan 24, 2018
Property Address	46 UNITY AVE, BELMONT, MA 02478-3673
Document Number	70549-110
Book / Page	070549 / 000110
Instrument Date	Jan 22, 2018
Instrument	11333
Transaction Type	Transfer
Record Updated	Feb 13, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12 WEST ST MALDEN MA 021485311, MALDEN, MA 02148-5311

Tax Assessment & Valuation

Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Belmont Town
Unified School District	Belmont School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,734.00 (+10.44%)	$679,000 (+8.99%) Building $679,000	$696,920 (+21%)
2024			$575,985
2023	$7,003.00	$623,000 Building $623,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,030 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, Starry.

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