46 Union St, Coventry, RI 02816 Property Records

Coventry Town property record for 46 Union St, Coventry, RI 02816

Property Summary

Property Type	Duplex
Details	5 bd · 2.5 ba · 1,932 sqft · built 1880
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Nov 2025)
Tax Bill	$4,376 (2025)
Deeds & Mortgages	Apr 2023 Refinance Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-0002-91`

Property Details

APN / Parcel Number

Primary APN	`12-0002-91`
Alternative APNs	`COVE M:63 L:5` `6520`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,932 sqft Living Area
Gross Area	3,864 sqft
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	12-0002-91
Street Address	46 UNION ST
City	COVENTRY
State	RI
Zip	02816
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-20
Legal Lot Number	5
Jurisdiction	COVENTRY RI
Township / Civil Division	COVENTRY
Census Block Group	1
Census Block	1028
Census Tract	20604

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Anthony Village Historic District listed 2010 · 189 contributing resources · NRIS 10000770

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Coventry Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	77 LEON E WHIPPLE RD, WANVIELE, RI
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE BANK
Nov 12, 2025	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK
Sep 8, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage JAN CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Prior Sale	Sep 8, 2022 · Amount on Record
Deed Book / Page	2341 / 997
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVENTRY RI
Property Address	46 UNION ST, COVENTRY, RI 02816
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002273-293
Date	Apr 7, 2023
Book Page	2273/293
Instrument	1512

Lender

Name	HARBORONE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVENTRY RI
Recording Date	Nov 12, 2025
Property Address	46 UNION ST, COVENTRY, RI 02816
Document Number	002341-997
Book / Page	2341 / 997
Instrument Date	Nov 12, 2025
Instrument	2025-5816
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	77 LEON E WHIPPLE RD, WANVIELE, RI

Mortgage

Document Number	0000005817
Date	Nov 12, 2025
Instrument	5817

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVENTRY RI
Recording Date	Sep 8, 2022
Property Address	46 UNION ST, COVENTRY, RI 02816
Document Number	002259-225
Book / Page	2259 / 225
Instrument Date	Sep 6, 2022
Instrument	5669
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 UNION ST, COVENTRY, RI 02816-8160
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005670
Date	Sep 8, 2022
Instrument	5670

Lender

Name	JAN CO INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Coventry Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Coventry Town
Unified School District	Coventry School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,376.00 (+1.58%)	$272,000 (-) Land $75,600 Building $196,400
2024	$4,308.00 (+3.31%)	$272,000 (-) Land $75,600 Building $196,400
2023	$4,170.00	$272,000 Land $75,600 Building $196,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 91% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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