Bergen County and Closter Borough property record for 46 Union St, Closter, NJ 07624 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3,030 sqft · built 1900 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $19,352 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-00204-0000-00003 |
| Primary APN | 07-00204-0000-00003 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,030 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 17,424 sqft (0.4 acres) |
| Account Number | 068050 |
|---|---|
| Street Address | 46 UNION ST |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-1640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.40 AC |
| Legal Block | 204 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 7001 |
Source: Bergen County and Closter Borough records · APN 07-00204-0000-00003
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46 UNION ST, CLOSTER, NJ 07624-1640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 46 UNION ST, CLOSTER, NJ 07624-1640 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0037551712 |
|---|---|
| Date | Oct 08, 2020 |
| Book Page | 3755/1712 |
| Instrument | 20-100344 |
| Name | UNITED MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 01, 2050 |
Source: Bergen County and Closter Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,049,600 (+12.38%) Land $595,000 Building $454,600 | $1,049,600 (+12.38%) Land $595,000 Building $454,600 | |
| 2025 | $19,352.00 (+4.13%) | $934,000 (+17%) Land $522,500 Building $411,500 | $934,000 (+17%) Land $522,500 Building $411,500 |
| 2024 | $18,584.00 (+12.22%) | ||
| 2023 | $798,300 Land $412,500 Building $385,800 | $798,300 Land $412,500 Building $385,800 | |
| 2022 | $16,561.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030070011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1999–2025) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Aug 2025, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 287 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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