46 Union St, Clarksville, TN 37040 Property Records

Montgomery County property record for 46 Union St, Clarksville, TN 37040

Property Summary

Property Type	Storage Yard, Open Storage (Light Equipment, Material)
Details	1.5 ba · 3,750 sqft · built 1955
Lot Size	1.43 acres (62,291 sqft)
Owner	Individual Name on File
Last Sale	$261,076 (Jul 2025)
Tax Bill	$9,392 (2025)
Deeds & Mortgages	Mar 2026 Sale Oct 2025 Sale + 11 more
Flood Zone	Zone X (minimal risk)
APN	`66J E 1.00`

Property Details

APN / Parcel Number

Primary APN	`66J E 1.00`
Alternative APNs	`066J E 00100 000` `44956`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	3,750 sqft Total Area
1st Floor Area	5,916 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	62,291 sqft (1.43 acres)

Exterior Amenities

Porch	Slab
Porch Area	224 sqft
Patio Area	100 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	46 UNION ST
City	CLARKSVILLE
State	TN
Zip	37040-3653
Property Category	Industrial
Property Type	Industrial > Storage Yard, Open Storage (Light Equipment, Material)
Local Zoning Code	CBD
Legal Subdivision	RICHARDSON PLACE SECTION 2
Jurisdiction	MONTGOMERY TN
Township / Civil Division	5
Census Block Group	1
Census Block	1061
Census Tract	100100

Owner

46 Union St, an industrial property, is owned by an individual who bought it in July 2025.

Source: Montgomery County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	46 UNION ST, CLARKSVILLE, TN 37040-3653
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Warranty Deed, Transfer
Oct 9, 2025	Warranty Deed, Transfer CLARKSVILLE TITLE AND ESCROW
Feb 17, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST FEDERAL BANK
Jan 2, 2024	Warranty Deed, Transfer
Dec 4, 2023	Warranty Deed, Transfer
Jun 21, 2017	Deed of Trust, Mortgage · Commercial Mortgage F & M BANK
Jan 11, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 16, 2020	Quit Claim Deed, Transfer BANKERS TITLE CORPORATION, BANKERS TITLE & ESCROW CORP
Oct 14, 2020	Warranty Deed, Transfer NOT AVAILABLE
Oct 15, 2020	Grant Deed, Transfer NOT AVAILABLE
Oct 14, 2020	Warranty Deed, Transfer NOT AVAILABLE
Oct 15, 2020	Warranty Deed, Transfer BANKERS TITLE AND ESCROW-CLARKSV, BANKERS TITLE & ESCROW-CLARKSV
Aug 5, 2020	Warranty Deed, Transfer BANKERS TITLE AND ESCROW-CLARKSV, BANKERS TITLE & ESCROW-CLARKSV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2025 · Amount on File
Deed Sale	Jul 10, 2025 · Amount on File
Prior Sale	Jun 21, 2017 · Amount on File
Deed Document Number	20251507375
Deed Book / Page	2447 / 1126
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Mar 31, 2026
Property Address	46 UNION ST, CLARKSVILLE, TN 37040-3653
Document Number	02483/3577
Book / Page	2483 / 3577
Instrument Date	Mar 31, 2026
Instrument	1538280
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 UNION ST, CLARKSVILLE, TN 37040-3653

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Oct 9, 2025
Property Address	46 UNION ST, CLARKSVILLE, TN 37040-3653
Document Number	02460/2594
Book / Page	2460 / 2594
Map Reference	MB4 PG11&11-APL11&11
Instrument Date	Oct 9, 2025
Instrument	1518545
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	CLARKSVILLE TITLE AND ESCROW

Transaction

Amount	Amount on Record
Tax	$1,295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 UNION ST, CLARKSVILLE, TN 37040-3653

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	46 UNION ST, CLARKSVILLE, TN 37040-3653
Transaction Type	Mortgage
Record Updated	Apr 19, 2024
Title Company	NOT AVAILABLE, BANKERS T&E CLARKSVILLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 UNION ST, CLARKSVILLE, TN 37040-3653

Mortgage

Document Number	02280/1551
Date	Feb 17, 2023
Book Page	2280/1551
Instrument	1413491

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	CLARKSVILLE, TN 37040

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 13, 2024

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Jan 2, 2024
Property Address	46 UNION ST, CLARKSVILLE, TN 37040-3653
Document Number	002343/649
Book / Page	2343 / 649
Instrument Date	Dec 29, 2023
Instrument	1446944
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Amount	Amount on Record
Tax	$222.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 UNION ST, CLARKSVILLE, TN 37040-3653

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Dec 4, 2023
Property Address	46 UNION ST, CLARKSVILLE, TN 37040-3653
Document Number	02338/2342
Book / Page	2338 / 2342
Map Reference	VOL 686 PG 15
Instrument Date	Dec 4, 2023
Instrument	1444566
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Amount	Amount on Record
Tax	$44.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	46 UNION ST, CLARKSVILLE, TN 37040-3653

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	46 UNION ST, CLARKSVILLE, TN 37040-3653
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001749/101
Date	Jun 21, 2017
Book Page	1749/101
Instrument	1126510

Lender

Name	F & M BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 1, 2018

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Jan 11, 2022
Property Address	46 UNION ST, CLARKSVILLE, TN 37040-3653
Document Number	02176/2370
Book / Page	2176 / 2370
Map Reference	VOL 2046 PG 446
Instrument Date	Jan 4, 2022
Instrument	1358249
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 UNION ST, CLARKSVILLE, TN 37040-3653

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Nov 16, 2020
Property Address	46 UNION ST, CLARKSVILLE, TN 37040-3653
Document Number	0001286129
Book / Page	002031 / 000388
Instrument Date	Nov 10, 2020
Instrument	1286129
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	BANKERS TITLE CORPORATION, BANKERS TITLE & ESCROW CORP

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 UNION ST CLARKSVILLE TN 370403653, CLARKSVILLE, TN 37040-3653

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Oct 14, 2020
Property Address	46 UNION ST, CLARKSVILLE, TN 37040-3653
Document Number	0001280783
Book / Page	002020 / 001449
Instrument	1280783
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 LNION ST CLARKSVILLE TN 37040, CLARKSVILLE, TN 37040
Investor	Possibly a Property Investor

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Oct 15, 2020
Property Address	46 UNION ST, CLARKSVILLE, TN 37040-3653
Document Number	0001280792
Book / Page	002020 / 001488
Instrument Date	Oct 9, 2020
Instrument	1280792
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	46 UNION ST CLARKSVILLE TN 370403653, CLARKSVILLE, TN 37040-3653

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Oct 14, 2020
Property Address	46 UNION ST, CLARKSVILLE, TN 37040-3653
Document Number	0001280799
Book / Page	002020 / 001519
Instrument Date	Oct 9, 2020
Instrument	1280799
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	46 UNION ST CLARKSVILLE TN 370403653, CLARKSVILLE, TN 37040-3653
Investor	Possibly a Property Investor

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Oct 15, 2020
Property Address	46 UNION ST, CLARKSVILLE, TN 37040-3653
Document Number	0001280785
Book / Page	002020 / 001462
Instrument Date	Oct 9, 2020
Instrument	1280785
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	BANKERS TITLE AND ESCROW-CLARKSV, BANKERS TITLE & ESCROW-CLARKSV

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	46 UNION ST CLARKSVILLE TN 370403653, CLARKSVILLE, TN 37040-3653

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Aug 5, 2020
Property Address	46 UNION ST, CLARKSVILLE, TN 37040-3653
Document Number	0001268569
Book / Page	001995 / 002668
Instrument Date	Aug 4, 2020
Instrument	1268569
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	BANKERS TITLE AND ESCROW-CLARKSV, BANKERS TITLE & ESCROW-CLARKSV

Transaction

Amount	Amount on Record
Tax	$148.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	46 UNION ST CLARKSVILLE TN 370403653, CLARKSVILLE, TN 37040-3653

Tax Assessment & Valuation

The 2025 property tax bill for 46 Union St was $9,392, up 1.3% from the year before.

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Municipality	Clarksville City
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,392.00 (+1.34%)	$311,000 (-)	$777,500 (-) Land $400,400 Building $377,100
2024	$9,268.00 (+71.15%)	$311,000 (+222.75%)	$777,500 Land $400,400 Building $377,100
2023	$5,415.00 (+33.18%)	$96,360 (-9.27%)
2022	$4,066.00	$106,200	$240,900 Land $143,800 Building $97,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 46 Union St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Union St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARKSVILLE WATER DEPARTMENT serves 251,864 people · EPA ID TN0000116
Water Source	Surface water
Last State Inspection	Aug 2023
Also Mapped Here	LOGAN-TODD REGIONAL WATER COMMISSION
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
CDE Lightband Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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