46 Union St, Bristol, CT 06010 Property Records

Bristol City property record for 46 Union St, Bristol, CT 06010

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,400 sqft · built 1915
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Apr 2026)
Tax Bill	$4,193 (2025)
Deeds & Mortgages	Mar 2025 Refinance Apr 2026 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`BRIS M:31 L:38`

Property Details

APN / Parcel Number

Primary APN	`BRIS M:31 L:38`
Alternative APNs	`0031704` `31704`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,400 sqft Living Area
Gross Area	5,184 sqft
1st Floor Area	1,200 sqft
Attic	Attic
Attic Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	31704
Street Address	46 UNION ST
City	BRISTOL
State	CT
Zip	06010-6532
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-15/R
Legal Lot Number	38
Jurisdiction	BRISTOL CT
Township / Civil Division	BRISTOL
Census Block Group	7
Census Block	7000
Census Tract	405600

Owner

Source: Bristol City records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	355 GOODWIN ST, EAST HARTFORD, CT 06108-1227
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE PROS INC
Apr 22, 2026	Warranty Deed, Transfer · Line of Credit NFM LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2026 · Amount on Record
Deed Sale	Apr 22, 2026 · Amount on Record
Prior Sale	Jan 13, 2012 · Amount on Record
Deed Book / Page	2347 / 52
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL CT
Property Address	46 UNION ST, BRISTOL, CT 06010-6532
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002310-694
Date	Mar 17, 2025
Book Page	2310/694

Lender

Name	MORTGAGE PROS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL CT
Recording Date	Apr 22, 2026
Property Address	46 UNION ST, BRISTOL, CT 06010-6532
Document Number	0002347-52
Book / Page	2347 / 52
Instrument Date	Apr 20, 2026
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 GOODWIN ST, EAST HARTFORD, CT 06108-1227

Mortgage

Date	Apr 22, 2026

Lender

Name	NFM LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

Tax Assessment & Valuation

Source: Bristol City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Bristol City
Unified School District	Bristol School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,193.00	$124,240 (-) Land $30,020 Building $94,220	$86,968 Land $21,014 Building $65,954
2024	$4,193.00 (+11.19%)
2023	$3,771.00 (+22.71%)	$124,240 (+55.03%) Land $30,020 Building $94,220
2022	$3,073.00	$80,140 Land $21,550 Building $58,590

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL WATER DEPARTMENT serves 52,079 people · EPA ID CT0170011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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