St. Johns County property record for 46 Turtleback Trl, Ponte Vedra Beach, FL 32082
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,403 sqft · built 1984 |
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (Jun 2018) |
| Tax Bill | $3,499 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Dec 2019 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 062111-0460 |
| Primary APN | 062111-0460 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,403 sqft Living Area |
| Gross Area | 1,821 sqft |
| 1st Floor Area | 1,403 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,662 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 298 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished Screened Porch |
| Porch Area | 145 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 46 TURTLEBACK TRL |
|---|---|
| City | PONTE VEDRA BEACH |
| State | FL |
| Zip | 32082-2565 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | PUD |
| Legal Description | 15/22-25 TURTLEBACK CROSSING UNIT 1 LOT 46 OR4485/842(H/R) OR4566/1219 |
| Legal Range | 29E |
| Legal Township | 03S |
| Legal Section | 40 |
| Legal Subdivision | TURTLEBACK CROSSING UNIT 1 |
| Legal Block | 4 |
| Legal Lot Number | 46 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | PONTE VEDRA |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 20705 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 46 TURTLEBACK TRL, PONTE VEDRA BEACH, FL 32082-2565 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GARDEN STATE HOME LOANS INC |
| Dec 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU |
| Jun 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Jan 24, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Apr 27, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2018 · Amount on Record |
| Deed Sale | Jun 21, 2018 · Amount on Record |
| Prior Sale | Sep 2, 2004 · Amount on Record |
| Deed Document Number | 201843493 |
| Deed Book / Page | 4566 / 1219 |
| Prior Transfer Date | Jan 23, 2018 |
| Prior Transfer Doc | 0044940016 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 46 TURTLEBACK TRL, PONTE VEDRA BEACH, FL 32082-2565 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 46 TURTLEBACK TRL, PONTE VEDRA, FL 32082-2565 |
| Document Number | 0053500965 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 5350/965 |
| Instrument | 2021093092 |
| Name | GARDEN STATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 46 TURTLEBACK TRL, PONTE VEDRA BEACH, FL 32082-2565 |
| Document Number | 0048611863 |
| Instrument Date | Dec 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 46 TURTLEBACK TRL PONTE VEDRA BEACH FL 320822565, PONTE VEDRA BEACH, FL 32082-2565 |
| Document Number | 0048611863 |
|---|---|
| Date | Jan 7, 2020 |
| Book Page | 004861/001863 |
| Instrument | 1112 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 6, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 21, 2018 |
| Property Address | 46 TURTLEBACK TRL, PONTE VEDRA BEACH, FL 32082-2565 |
| Document Number | 0045661219 |
| Book / Page | 4566 / 1219 |
| Map Reference | MB15 PG22-25 |
| Instrument Date | Jun 19, 2018 |
| Instrument | 2018043493 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | PONTE VEDRA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8114 SEVEN MILE DR, 8114, PONTE VEDRA BEACH, FL 32082-3109 |
| Name | Verified Name |
|---|---|
| Address | 46 TURTLEBACK TRL, PONTE VEDRA BEACH, FL 32082-2565 |
| Document Number | 2018043494 |
|---|---|
| Date | Jun 21, 2018 |
| Instrument | 2018043494 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2038 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 24, 2018 |
| Property Address | 46 TURTLEBACK TRL, PONTE VEDRA BEACH, FL 32082-2565 |
| Document Number | 0044940016 |
| Book / Page | 004494 / 000016 |
| Instrument Date | Jan 23, 2018 |
| Instrument | 5115 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8114 SEVEN MILE DR PONTE VEDRA BEACH FL 320823109, PONTE VEDRA BEACH, FL 32082-3109 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 27, 2017 |
| Property Address | 46 TURTLEBACK TRL, PONTE VEDRA BEACH, FL 32082-2565 |
| Document Number | 0043650465 |
| Book / Page | 004365 / 000465 |
| Instrument Date | Oct 27, 2016 |
| Instrument | 29254 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1176 SALT MARSH CIR PONTE VEDRA BEACH FL 320822542, PONTE VEDRA BEACH, FL 32082-2542 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $281,180 (+2.7%) | $441,241 (+4.68%) Land $110,000 Building $331,241 | |
| 2025 | $3,499.00 (+13.05%) Homeowner's exemption | $273,788 (+5.99%) | $421,501 (-1.6%) Land $110,000 Building $311,501 |
| 2024 | $3,095.00 (+2.04%) | ||
| 2023 | $3,033.00 (+3.09%) Homeowner's exemption | $258,322 (+3%) | $428,365 (+16.01%) Land $95,000 Building $333,365 |
| 2022 | $2,942.00 Homeowner's exemption | $250,798 | $369,259 Land $78,400 Building $290,859 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 238 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 238 in force |
| Nearby Flood Claims | 21 (1982–2016) |
| Claims Outside the SFHA | 19 of 21 |
| Most Recent Claim | Nov 2016 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-PONTE VEDRA WS private · serves 15,565 people · EPA ID FL2554343 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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