46 Town Farm Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 46 Town Farm Rd, Gray, ME 04039

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,824 sqft · built 1986
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on File
Tax Bill$4,310 (2025)
Deeds & MortgagesJun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN04412A000000

Property Details

APN / Parcel Number

Primary APN04412A000000
Alternative APNs
  • GRAY M:038 B:044 L:012-001
  • 2752

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,824 sqft Living Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area87,120 sqft (2 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number2752
Street Address46 TOWN FARM RD
CityGRAY
StateME
Zip04039-9517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Block44
Legal Lot Number12-1
JurisdictionGRAY ME
Township / Civil DivisionGRAY
Census Block Group1
Census Block1022
Census Tract4702

Owner

46 Town Farm Rd is owned and occupied by an individual.

Source: Cumberland County and Gray Town records, as of July 30, 2026

Owner of RecordIndividual Name on File
Mailing Address46 TOWN FARM RD, GRAY, ME 04039-9517
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAY ME
Property Address46 TOWN FARM RD, GRAY, ME 04039-9517
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0348780033
DateJun 1, 2018
Book Page34878/0033
Instrument000000024564
Lender
NameATLANTIC REGIONAL FCU
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 46 Town Farm Rd was $4,310.

Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGray Town
Unified School DistrictSchool Administrative District 15 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,310.00$445,200 Land $126,000 Building $319,200
2023$4,222.00 (+8.84%)$278,100 (-) Land $63,400 Building $214,700
2022$3,879.00$278,100 Land $63,400 Building $214,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 46 Town Farm Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Town Farm Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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