St. Charles County property record for 46 Towerbridge Pl, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,903 sqft · built 2007 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Oct 2013) |
| Tax Bill | $6,664 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | T080800345 |
| Primary APN | T080800345 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,903 sqft Living Area |
| Gross Area | 6,389 sqft |
| 1st Floor Area | 2,903 sqft |
| Basement Area | 2,866 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Attached |
| Garage Area | 620 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 22 sqft |
| Patio Area | 290 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T080800345 |
|---|---|
| Street Address | 46 TOWERBRIDGE PL |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-4802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TALBRIDGE VLG A-C & FAIRWAYS EST LOT 8 & 113 RESUB LOT 23A |
| Legal Subdivision | TALBRIDGE VLG A-C & FAIRWAYS EST LOT 8 & |
| Legal Lot Number | 23A |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 311004 |
46 Towerbridge Pl is owned and occupied by two individuals who bought it in October 2013.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 TOWERBRIDGE PL, SAINT CHARLES, MO 63303-4802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2013 · Amount on File |
| Deed Sale | Oct 7, 2013 · Amount on File |
| Prior Sale | Aug 23, 2007 · Amount on File |
| Deed Document Number | 2013779480 |
| Deed Book / Page | 6103 / 1010 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 46 Towerbridge Pl was $6,664.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $116,133 (-) | $611,226 (-) Land $90,000 Building $521,226 | |
| 2025 | $6,664.00 | $116,133 | $611,226 Land $90,000 Building $521,226 |
| 2023 | $112,095 | ||
| 2022 | $589,975 Building $589,975 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 46 Towerbridge Pl in Zone X, an area of minimal flood risk, though there have been 49 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 49 (1979–1995) |
| Claims Outside the SFHA | 4 of 49 |
| Most Recent Claim | Jun 1995 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Towerbridge Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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