Oxford County and Hanover Town property record for 46 Top Hat Rd, Hanover, ME 04237
| Property Type | Single Family Home |
|---|---|
| Details | 1,344 sqft |
| Lot Size | 1.44 acres (62,726 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,537 (2025) |
| Deeds & Mortgages | Dec 2021 Refinance Jul 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | HANR M:R003 L:038 S |
| Primary APN | HANR M:R003 L:038 S |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,344 sqft Living Area |
| Architectural Style | Multi-Family |
|---|---|
| Lot Area | 62,726 sqft (1.44 acres) |
| Account Number | 22 |
|---|---|
| Street Address | 46 TOP HAT RD |
| City | HANOVER |
| State | ME |
| Zip | 04237-2408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 38 |
| Jurisdiction | HANOVER ME |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 965900 |
Source: Oxford County and Hanover Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 46 TOP HAT RD, HANOVER, ME 04237-2408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DIRIGO FEDERAL CREDIT UNION |
| Jul 9, 2019 | Deed of Trust, Mortgage · Line of Credit DIRIGO FCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANOVER ME |
| Property Address | 46 TOP HAT RD, HANOVER, ME 04237-2408 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000021321 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 5658/725 |
| Instrument | 21321 |
| Name | DIRIGO FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANOVER ME |
| Property Address | 46 TOP HAT RD, HANOVER, ME 04237-2408 |
| Document Number | 0054700093 |
| Instrument Date | Jul 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 46 TOP HAT RD HANOVER ME 042372408, HANOVER, ME 04237-2408 |
| Document Number | 0054700093 |
|---|---|
| Date | Jul 17, 2019 |
| Book Page | 005470/000093 |
| Instrument | 7128 |
| Name | DIRIGO FCU |
|---|---|
| Address | LEWISTON, ME 04243-0741 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Oxford County and Hanover Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Oxford County |
| County Subdivision | Hanover Town |
| Unified School District | Regional School Unit 10 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,537.00 (+2.3%) | $162,603 (-) Land $47,880 Building $114,723 |
| 2024 | $2,480.00 (+3.77%) | $162,603 (-) Land $47,880 Building $114,723 |
| 2022 | $2,390.00 | $162,603 Land $47,880 Building $114,723 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 7 (1987–2023) |
| Most Recent Claim | Dec 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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