Santa Cruz County property record for 46 Toad Hollow, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 1,331 sqft · built 1966 |
| Lot Size | 0.321 acres (13,983 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,755 (2025) |
| Deeds & Mortgages | Jul 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-183-22 |
| Primary APN | 046-183-22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,331 sqft Living Area |
| Gross Area | 2,182 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 13,983 sqft (0.321 acres) |
| Garage Type | Attached |
| Garage Area | 851 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 46 TOAD HOLW |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-8330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6 |
| Legal Subdivision | SUNSET BEACH |
| Legal Lot Number | 57,58 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 122300 |
46 Toad Hollow is owned and occupied by two individuals who acquired it in July 2021.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 TOAD HOLW, WATSONVILLE, CA 95076-8330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 12, 2021 |
| Transfer Doc | 0000037200 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 13, 2021 |
| Property Address | 46 TOAD HOLW, WATSONVILLE, CA 95076-8330 |
| Document Number | 0000037200 |
| Map Reference | VOL 25 PG 5 |
| Instrument Date | Jul 12, 2021 |
| Instrument | 2021-0037200 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 46 TOAD HOLW, WATSONVILLE, CA 95076-8330 |
The 2025 property tax bill for 46 Toad Hollow was $1,755 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $84,647 (+2%) Land $24,896 Building $59,751 | ||
| 2025 | $1,755.00 Homeowner's exemption | $82,989 Land $24,408 Building $58,581 | |
| 2023 | $1,512.00 (+3.14%) Homeowner's exemption | $79,766 Land $23,460 Building $56,306 | $1,152,900 |
| 2022 | $1,466.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Toad Hollow in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 55 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 474 units insured incl. 419 condo units |
| Nearby Flood Claims | 16 (1983–2023) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Toad Hollow is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUNSET BEACH MUTUAL WATER CO private · serves 182 people · EPA ID CA4400599 |
|---|---|
| Water Source | Purchased surface water from CITY OF WATSONVILLE |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
5G and 4G LTE (outdoors only)
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