46 Thom Ave, Bourne (Buzzards Bay), MA 02532 Property Records

Barnstable County and Bourne Town property record for 46 Thom Ave, Bourne, MA 02532

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,428 sqft · built 1983
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on File
Last Sale	$532,500 (Aug 2023)
Tax Bill	$3,467 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BOUR M:35.1 P:33`

Property Details

APN / Parcel Number

Primary APN	`BOUR M:35.1 P:33`
Alternative APNs	`M:035.1 P:033.00 D:01` `7442`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,428 sqft Living Area
Gross Area	2,244 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1997
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,979 sqft (0.275 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7442
Street Address	46 THOM AVE
City	BUZZARDS BAY
State	MA
Zip	02532-4224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Jurisdiction	BOURNE MA
Township / Civil Division	BOURNE
Census Block Group	2
Census Block	2024
Census Tract	13900

Owner

Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	46 THOM AVE, BUZZARDS BAY, MA 02532-4224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 25, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Dec 6, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 25, 2023 · Amount on Record
Deed Sale	Aug 25, 2023 · Amount on Record
Deed Book / Page	35957 / 279
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	46 THOM AVE, BOURNE, MA 02532-4224
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037255-338
Date	Oct 22, 2025
Book Page	37255/338
Instrument	43296

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOURNE MA
Recording Date	Aug 25, 2023
Property Address	46 THOM AVE, BOURNE, MA 02532-4224
Document Number	035957-279
Book / Page	35957 / 279
Instrument Date	Aug 25, 2023
Instrument	33854
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 THOM AVE, BOURNE, MA 02532-4224

Mortgage

Document Number	0000033855
Date	Aug 25, 2023
Instrument	33855

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOURNE MA
Recording Date	Dec 6, 2018
Property Address	46 THOM AVE, BOURNE, MA 02532-4224
Document Number	31711-53
Book / Page	031711 / 000053
Instrument Date	Oct 25, 2018
Instrument	60669
Transaction Type	Transfer
Record Updated	Dec 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	46 THOM AVE BOURNE MA 025324224, BOURNE, MA 02532-4224

Tax Assessment & Valuation

Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Bourne Town
Unified School District	Bourne School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,467.00 (+2.27%)	$443,900 (+5.02%) Land $190,200 Building $253,700	$603,915
2024	$3,390.00 (+2.85%)	$422,700 (+12.99%) Land $181,100 Building $241,600
2023	$3,296.00	$374,100 Land $160,300 Building $213,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	34 (1987–2022)
Claims Outside the SFHA	6 of 34
Most Recent Claim	Dec 2022 · river or lake flooding
Claims by Event	Hurricane Bob, Aug 1991 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOURNE WATER DISTRICT serves 22,500 people · EPA ID MA4036000
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	4 ppb (2025) action level 15 ppb
Copper	1.51 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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