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46 Thatcham Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 46 Thatcham Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,588 sqft · built 2023
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$711,100 (May 2023)
Tax Bill$6,882 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN027971-6410

Property Details

APN / Parcel Number

Primary APN027971-6410

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area2,588 sqft Living Area
Gross Area3,240 sqft
1st Floor Area2,588 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area652 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area181 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address46 THATCHAM DR
CitySAINT AUGUSTINE
StateFL
Zip32092-3367
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description109/1-45 SILVER LANDING LOT 641 OR5748/682
Legal Range28
Legal Township06
Legal Section38
Legal SubdivisionSILVER LANDING
Legal Block1
Legal Lot Number641
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4005
Census Tract20908

Owner

Source: St. Johns County records · APN 027971-6410

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address46 THATCHAM DR, SAINT AUGUSTINE, FL 32092-3367
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 01, 2023 · Amount on Record
Deed SaleMay 01, 2023 · Amount on Record
Deed Document Number202332332
Deed Book / Page5748 / 682
Record UpdatedJun 08, 2026

May 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 01, 2023
Property Address46 THATCHAM DR, SAINT AUGUSTINE, FL 32092-3367
Document Number0057480682
Book / Page5748 / 682
Map ReferenceMB 109 PG 1-45
Instrument DateApr 24, 2023
Instrument2023032332
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 12, 2024
Title CompanyCOWFORD TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,977.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12276 SAN JOSE BLVD STE 120, 120, JACKSONVILLE, FL 32223-8630

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 THATCHAM DR, SAINT AUGUSTINE, FL 32092-3367

Mortgage

Document Number0005748688
DateMay 01, 2023
Instrument5748/688
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2053

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$518,157 (-1.29%) Land $130,000 Building $388,157$518,157 (-5.94%) Land $130,000 Building $388,157
2025$6,882.00 (+11.79%) Homeowner's exemption$524,935 (+2.9%)$550,870 (+3.78%) Land $130,000 Building $420,870
2024$6,156.00 (+273.09%) Homeowner's exemption$510,141 (+363.76%)$530,809 (+382.55%) Land $135,000 Building $395,809
2023$1,650.00 (+21.23%)$110,000 (+3.38%)$110,000 (+3.38%) Land $110,000
2022$1,361.00$106,400$106,400 Land $106,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209084, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 110 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies110 in force

Wildfire

Wildfire RiskModerate
above 66% of the US · above 43% of Florida
Wildfire LikelihoodAbout 1 in 386 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 236 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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