46 Thames St, Springfield, MA 01104 Property Records

Hampden County and Springfield City property record for 46 Thames St, Springfield, MA 01104 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1942
Square Footage	1,364 sqft Living Area
Lot Size	5,454 sqft (0.125 acres)
Occupancy	Owner Occupied
Last Sale	$217,500 (2020)
Tax Bill	$3,788.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`SPRI S:11480 P:0009`
Alternative APN	`114800009`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,364 sqft Living Area
1st Floor	682 sqft 1st Floor
Game Room	Game Room
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Shed Roof Construction
Lot Area	5,454 sqft (0.125 acres)
Garage Type	Detached Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	114800009
Street Address	46 THAMES ST
City	SPRINGFIELD
State	MA
Zip	01104-1817
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Jurisdiction	SPRINGFIELD MA
Minor Civil Division	SPRINGFIELD
Census Blockgroup	1
Census Block	1002
Census Tract	800500

Owner

Source: Hampden County and Springfield City records · APN SPRI S:11480 P:0009

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	46 THAMES ST, SPRINGFIELD, MA 01104-1817
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 17, 2020 · Amount on Record
Deed Sale	Sep 17, 2020 · Amount on Record
Prior Sale	Jan 23, 2007
Deed Doc Number	202052611
Deed Book / Page	23425 / 149
Record Refreshed	Sep 20, 2026

September 2020: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	SPRINGFIELD MA
Recording Date	Sep 17, 2020
Property Address	46 THAMES ST, SPRINGFIELD, MA 01104-1817
Document Number	23425-149
Book / Page	23425 / 149
Instrument Date	Sep 16, 2020
Instrument	52611
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	462 LIBERTY ST, SPRINGFIELD, MA 01104-3769

Mortgage

Document Number	52612
Date	Sep 17, 2020
Instrument	52612

Lender

Name	INLAND BANK & TRUST
Type	Bank

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,788.00 (+2.43%)	$241,600 (+11.39%) Land $30,500 Building $211,100	$288,135 (+2.29%)
2024			$281,675
2023	$3,698.00	$216,900 Land $27,800 Building $189,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.