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46 Terry Ln, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 46 Terry Ln, Commack, NY 11725

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,894 sqft · built 1960
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$550,000 (Jul 2018)
Tax Bill$15,272 (2024)
Deeds & MortgagesJul 2018 Sale
Mar 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN473489 88.-4-43

Property Details

APN / Parcel Number

Primary APN473489 88.-4-43
Alternative APNs
  • 0800-088.00-04.00-043.000
  • 348908800000040430000000
  • 47340021477

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,894 sqft Living Area
1st Floor Area1,181 sqft
2nd Floor Area713 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area10,019 sqft (0.23 acres)
View / LotSuburban
PorchOpen Porch
Porch Area192 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address46 TERRY LN
CityCOMMACK
StateNY
Zip11725-2029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description5-181251 TC-52 *2419 SEC 2 LOT 215 BIRCHWOOD PARK AT COMMACK
Legal Block4
Legal Lot Number43
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group2
Census Block2023
Census Tract135101

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address46 TERRY LN, COMMACK, NY 11725-2029
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2018Deed, Transfer
Mar 9, 2018Grant Deed, Transfer · Conventional Mortgage
RONALD ABBONDANZA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 25, 2018 · Amount on Record
Deed SaleJul 25, 2018 · Amount on Record
Deed Book / Page12971 / 172
Record UpdatedSep 20, 2026

July 2018: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateJul 25, 2018
Property Address46 TERRY LN, COMMACK, NY 11725-2029
Document Number0129710172
Book / Page12971 / 172
Instrument DateJun 29, 2018
Transaction TypeTransfer
Record UpdatedAug 20, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUFFOLK NY
Recording DateMar 9, 2018
Property Address46 TERRY LN, COMMACK, NY 11725-2029
Document Number0129530365
Book / Page012953 / 000365
Instrument DateJan 15, 2018
Transaction TypeTransfer
Record UpdatedMay 8, 2018
Title CompanyNEW YORK ABSTRACT SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,460.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8 DEL LN COMMACK NY 117254402, COMMACK, NY 11725-4402

Mortgage

Document Number229070830
DateMar 9, 2018
Book Page022907/000830
Lender
NameRONALD ABBONDANZA
Address10 BEECH RD, ISLIP, NY 11751-4907
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate12%

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictCommack Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,550 (-) Land $300 Building $5,250$693,750 (+10,775.53%) Land $37,500 Building $656,250
2024$15,272.00
2023$5,550 Land $300 Building $5,250$6,379 Land $345 Building $6,034

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1979–2023)
Claims Outside the SFHA1 of 2
Most Recent ClaimDec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		980 / 880

May also be available: T-Mobile.

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