46 Tavern Cir, Middletown, CT 06457 Property Records

Middletown City property record for 46 Tavern Cir, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,815 sqft · built 1988
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Aug 2022)
Tax Bill	$11,922 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:02 L:0091`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:02 L:0091`
Alternative APN	`R01630`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,815 sqft Living Area
Gross Area	5,186 sqft
1st Floor Area	1,359 sqft
Basement Area	1,317 sqft
Unfinished Basement	1,317 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	44,431 sqft (1.02 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R01630
Street Address	46 TAVERN CIR
City	MIDDLETOWN
State	CT
Zip	06457-1560
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Lot Number	91
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1015
Census Tract	541401

Owner

46 Tavern Cir is owned and occupied by an individual who bought it in August 2022.

Source: Middletown City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	46 TAVERN CIR, MIDDLETOWN, CT 06457-1560
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Line of Credit SANBORN CORPORATION
Aug 4, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2022 · Amount on File
Deed Sale	Aug 4, 2022 · Amount on File
Prior Sale	Oct 17, 2016 · Amount on File
Deed Book / Page	2052 / 924
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Recording Date	Sep 1, 2026
Property Address	46 TAVERN CIR, MIDDLETOWN, CT 06457-1560
Document Number	2158000116
Book / Page	2158 / 116
Instrument Date	Aug 31, 2026
Transaction Type	Mortgage
Record Updated	Sep 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 TAVERN CIR, MIDDLETOWN, CT 06457-1560

Mortgage

Document Number	2158000116,
Date	Sep 1, 2026
Book Page	2158/116

Lender

Name	SANBORN CORPORATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Aug 4, 2022
Property Address	46 TAVERN CIR, MIDDLETOWN, CT 06457-1560
Document Number	002052-924
Book / Page	2052 / 924
Instrument Date	Jul 29, 2022
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 WATER ST, FREWSBURG, NY 14738-9703

Mortgage

Document Number	3721120014
Date	Aug 4, 2022
Instrument	3721120014

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 46 Tavern Cir was $11,922.

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,922.00	$336,930 (+5.06%) Land $67,540 Building $269,390	$576,517 (+156.81%)
2025		$320,700 (-) Land $67,540 Building $253,160	$224,490 Land $47,278 Building $177,212
2024	$10,803.00 (+5.47%)	$320,700 (-) Land $67,540 Building $253,160
2023	$10,243.00 (+15.06%)	$320,700 (+35.15%) Land $67,540 Building $253,160
2022	$8,902.00	$237,290 Land $49,420 Building $187,870

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 46 Tavern Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Tavern Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tavern Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures