46 Swift St, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 46 Swift St, Waterloo, NY 13165

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,803 sqft · built 1860
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$87,000 (Apr 2022)
Tax Bill	$3,531 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
APN	`453801 06-2-47`

Property Details

APN / Parcel Number

Primary APN	`453801 06-2-47`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,803 sqft Total Area
1st Floor Area	1,061 sqft
2nd Floor Area	742 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	198 ft deep x 65 ft wide
Porch	Slab
Porch Area	78 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	46 SWIFT ST
City	WATERLOO
State	NY
Zip	13165-1527
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	02 - SINGL
Legal Block	2
Legal Lot Number	47.000
Jurisdiction	SENECA NY
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2000
Census Tract	950500

Owner

46 Swift St, a duplex, is owned by an individual who bought it in April 2022.

Source: Seneca County and Waterloo Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 211, SENECA CASTLE, NY 14547-0211
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2022 · Amount on File
Deed Sale	Apr 22, 2022 · Amount on File
Prior Sale	Dec 11, 1996 · Amount on File
Deed Document Number	202258162
Deed Book / Page	1054 / 230
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SENECA NY
Recording Date	Apr 22, 2022
Property Address	46 SWIFT ST, WATERLOO, NY 13165-1527
Document Number	001054/230
Book / Page	1054 / 230
Instrument Date	Apr 21, 2022
Instrument	58162
Transaction Type	Transfer
Record Updated	Mar 14, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1390 GRIFFITH RD, PHELPS, NY 14532-9623

Mortgage

Document Number	0000058163
Date	Apr 22, 2022
Instrument	58163

Lender

Name	FINGER LAKES FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 46 Swift St was $3,531, up 4.2% from the year before.

Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Seneca County
County Subdivision	Waterloo Town
Municipality	Waterloo Village
Unified School District	Waterloo Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,531.00 (+4.19%)
2025	$3,389.00	$69,500 Land $14,600 Building $54,900	$113,900 Land $23,927 Building $89,973
2023		$69,500 Land $14,600 Building $54,900	$97,887 Land $20,563 Building $77,324

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 46 Swift St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Swift St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO VILLAGE serves 7,000 people · EPA ID NY4901199
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CBN Fixed Wireless · not low latency	100 / 100
T-Mobile Fixed Wireless	100 / 20