Worcester County and Worcester City property record for 46 Swan Ave, Worcester, MA 01602
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,100 sqft · built 1940 |
| Lot Size | 0.081 acres (3,519 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $137,900 (Sep 2015) |
| Tax Bill | $3,552 (2026) |
| Deeds & Mortgages | Aug 2022 Refinance Jul 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-022-0100A |
| Primary APN | 42-022-0100A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,100 sqft Living Area |
| Gross Area | 1,656 sqft |
| 1st Floor Area | 560 sqft |
| Basement Area | 460 sqft |
| Unfinished Basement | 460 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 3,519 sqft (0.081 acres) |
| Garage Type | Basement |
| Heating System | Hot Water |
|---|
| Account Number | 42-022-0100A |
|---|---|
| Street Address | 46 SWAN AVE |
| City | WORCESTER |
| State | MA |
| Zip | 01602-2457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL-7 |
| Legal Block | 22 |
| Legal Lot Number | 100A |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 731001 |
Source: Worcester County and Worcester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46 SWAN AVE, WORCESTER, MA 01602-2457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 1, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC |
| Jul 8, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2015 · Amount on Record |
| Deed Sale | Sep 4, 2015 · Amount on Record |
| Deed Book / Page | 54262 / 240 |
| Last Transfer Date | Jun 30, 2021 |
| Transfer Doc | 065576-222 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 46 SWAN AVE, WORCESTER, MA 01602-2457 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 067998-252 |
|---|---|
| Date | Aug 1, 2022 |
| Book Page | 67998/252 |
| Instrument | 84102 |
| Name | FIGURE LENDING LCC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Jul 8, 2021 |
| Property Address | 46 SWAN AVE, WORCESTER, MA 01602-2457 |
| Document Number | 065576-222 |
| Book / Page | 65576 / 222 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 95450 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 46 SWAN AVE, WORCESTER, MA 01602-2457 |
| Document Number | 0000095451 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 95451 |
| Name | NEWREZ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2046 |
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,552.00 (+3.02%) | $267,500 (+2.33%) Land $67,900 Building $199,600 | $337,940 (-5.29%) |
| 2025 | $3,448.00 (+6.45%) | $261,400 (+15.71%) Land $63,900 Building $197,500 | $356,820 (+13.41%) |
| 2024 | $314,640 | ||
| 2023 | $3,239.00 | $225,900 Land $55,600 Building $170,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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