46 Suzy Ln, Kalispell, MT 59901 Property Records

Flathead County property record for 46 Suzy Ln, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,368 sqft · built 2013
Lot Size	1.01 acres (44,213 sqft)
Owner	2 Individual Names on Record
Last Sale	$269,200 (Jun 2020)
Tax Bill	$2,027 (2026)
Deeds & Mortgages	Jan 2026 Second Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0742888`

Property Details

APN / Parcel Number

Primary APN	`R0742888`
Alternative APNs	`07-3965-29-3-11-01-0000` `0000004478`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,368 sqft Living Area
1st Floor Area	1,368 sqft
Basement Area	800 sqft
Finished Basement	800 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,213 sqft (1.01 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	120 sqft
Pole Barn	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000004478
Street Address	46 SUZY LN
City	KALISPELL
State	MT
Zip	59901-7376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S29, T28 N, R22 W, ACRES 1.02, COS 19495-2, TR 4AB IN SE4SW4, ASSR #0000004478
Legal Range	22W
Legal Township	28N
Legal Section	29
Legal Subdivision	SURVEY NO 19495
Legal Tract	2
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL SOUTHWEST
Census Block Group	1
Census Block	1008
Census Tract	1702

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 SUZY LN, KALISPELL, MT 59901-7376
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jul 7, 2021	Deed of Trust, Mortgage · VA Mortgage LENDUS LLC
Jun 12, 2020	Warranty Deed, Transfer · VA Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2020 · Amount on Record
Deed Sale	Jun 12, 2020 · Amount on Record
Prior Sale	Nov 7, 2013 · Amount on Record
Deed Document Number	202015911
Prior Transfer Date	May 7, 2013
Prior Transfer Doc	0000011363
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	46 SUZY LN, KALISPELL, MT 59901-7376
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202600000197
Date	Jan 5, 2026
Instrument	202600000197

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2046

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	46 SUZY LN, KALISPELL, MT 59901-7376
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	FLATHEAD PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100022883
Date	Jul 7, 2021
Instrument	202100022883

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jun 12, 2020
Property Address	46 SUZY LN, KALISPELL, MT 59901-7376
Document Number	202000015911
Instrument Date	May 29, 2020
Instrument	202000015911
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 SUZY LN, KALISPELL, MT 59901-7376

Mortgage

Document Number	202000015912
Date	Jun 12, 2020
Instrument	202000015912

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Smith Valley Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,027.00 (-43.3%)	$607,600 (+27.49%)
2025			$607,600 (+27.49%) Land $189,988 Building $417,612
2023	$3,575.00	$476,600	$476,600 Land $119,238 Building $357,362

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 61% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Bullitt Communications Fixed Wireless	100 / 50
MontanaSky Networks Fixed Wireless	50 / 10

May also be available: AT&T, CenturyLink.

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