46 Surrey Ln, Hampden, ME 04444 Property Records

Penobscot County and Hampden Town property record for 46 Surrey Ln, Hampden, ME 04444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,310 sqft · built 2001
Lot Size	1.07 acres (46,609 sqft)
Owner	Company Name on File
Last Sale	$308,500 (Nov 2020)
Tax Bill	$7,406 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HAMN M:09 B:B L:039`

Property Details

APN / Parcel Number

Primary APN	`HAMN M:09 B:B L:039`
Alternative APN	`3282`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,310 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	46,609 sqft (1.07 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	3282
Street Address	46 SURREY LN
City	HAMPDEN
State	ME
Zip	04444-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	13 - R
Legal Subdivision	SURREY LANE PH II
Legal Block	B
Legal Lot Number	39
Jurisdiction	HAMPDEN ME
Township / Civil Division	HAMPDEN
Census Block Group	4
Census Block	4018
Census Tract	2000

Owner

46 Surrey Ln is owned by a company that bought it in November 2020.

Source: Penobscot County and Hampden Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	46 SURREY LN, HAMPDEN, ME 04444-1415
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage UNIVERSITY CREDIT UNION
Nov 9, 2020	Warranty Deed, Transfer · FHA Mortgage CUSO HOME LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2020 · Amount on File
Deed Sale	Nov 9, 2020 · Amount on File
Prior Sale	Oct 14, 2014 · Amount on File
Deed Document Number	202036898
Deed Book / Page	15776 / 78
Transfer Doc	13673-0170
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN ME
Property Address	46 SURREY LN, HAMPDEN, ME 04444-1415
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0178230180
Date	Mar 31, 2026
Book Page	17823/180
Instrument	6938

Lender

Name	UNIVERSITY CREDIT UNION

Agreement

Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2041

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMPDEN ME
Recording Date	Nov 9, 2020
Property Address	46 SURREY LN, HAMPDEN, ME 04444-1415
Document Number	0157760078
Book / Page	15776 / 78
Instrument Date	Oct 30, 2020
Instrument	36898
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	203 WESTERN AVE APT 4, 4, HAMPDEN, ME 04444-1431

Mortgage

Document Number	0000036899
Date	Nov 9, 2020
Instrument	36899

Lender

Name	CUSO HOME LENDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 46 Surrey Ln was $7,406, up 26.3% from the year before.

Source: Penobscot County and Hampden Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hampden Town
Unified School District	Regional School Unit 22 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,406.00 (+26.34%)	$419,620 (+12.02%) Land $65,180 Building $354,440
2024	$5,862.00 (-0.81%)	$374,600 (+22.02%) Land $58,200 Building $316,400
2023	$5,910.00 (+7.3%)	$307,000 (+15.37%) Land $47,700 Building $259,300	$453,910
2022	$5,508.00	$266,100 Land $41,300 Building $224,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Surrey Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Surrey Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMPDEN WATER DISTRICT serves 4,800 people · EPA ID ME0090660
Water Source	Purchased surface water from BANGOR WATER DISTRICT
Last State Inspection	May 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GoNetspeed.

Cell Coverage

5G and 4G LTE (outdoors only)

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