46 Surrey Dr, Elgin, IL 60123 Property Records

Kane County property record for 46 Surrey Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	6 ba · 4,656 sqft · built 1968
Lot Size	0.258 acres (11,250 sqft)
Owner	Company Name on Record
Last Sale	$425,000 (Nov 2007)
Tax Bill	$15,789 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-15-326-007`

Property Details

APN / Parcel Number

Primary APN	`06-15-326-007`

Interior

Full Baths	6 Baths
Stories	2 Stories
Building Area	4,656 sqft Living Area
Gross Area	6,984 sqft
Basement Area	2,328 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Lot Area	11,250 sqft (0.258 acres)
Garage Type	Detached
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	46 SURREY DR
City	ELGIN
State	IL
Zip	60123-5155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAPLE MANOR UNIT 5 LOT 35
Legal Subdivision	MAPLE MANOR
Legal Block	2
Legal Lot Number	35
Legal Unit	5
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2007
Census Tract	851904

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10766 NANTUCKET LN, HUNTLEY, IL 60142-4028
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Commercial Mortgage ST CHARLES BANK & TRUST CO NA
Mar 11, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2007 · Amount on Record
Deed Sale	Nov 8, 2007 · Amount on Record
Deed Document Number	2007112177
Last Transfer Date	Feb 24, 2022
Transfer Doc	0000013882
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	46 SURREY DR, ELGIN, IL 60123-5155
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067650
Date	Sep 3, 2021
Instrument	2021K067650

Lender

Name	ST CHARLES BANK & TRUST CO NA
Type	Bank
Address	SAINT CHARLES, IL 60174

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Mar 11, 2022
Property Address	46 SURREY DR, ELGIN, IL 60123-5155
Document Number	0000013882
Instrument Date	Feb 24, 2022
Instrument	2022K013882
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	910 S MITCHELL AVE, 910, ARLINGTON HEIGHTS, IL 60005-2522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10766 NANTUCKLER LANE, HUNTLEY, IL 60142

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,789.00 (+3.49%)	$206,970 (+8.57%) Land $35,971 Building $170,999	$621,158 (+8.57%) Land $107,956 Building $513,202
2024	$15,256.00 (+12.04%)	$190,633 (+21.39%) Land $33,132 Building $157,501	$572,128 (+21.44%) Land $99,436 Building $472,692
2022	$13,616.00 (+3.95%)	$157,037 (+6.96%) Land $27,293 Building $129,744	$471,111 (+6.96%) Land $81,879 Building $389,232
2021	$13,098.00	$146,818 Land $25,517 Building $121,301	$440,454 Land $76,551 Building $363,903

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Fox Valley Internet.

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