46 Sunset Dr, Ocracoke, NC 27960 Property Records

Hyde County property record for 46 Sunset Dr, Ocracoke, NC 27960

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,240 sqft · built 1987
Lot Size	0.204 acres (8,910 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,736 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`9500491500`

Property Details

APN / Parcel Number

Primary APN	`9500491500`
Alternative APN	`830`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,240 sqft Heated Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Metal
Lot Area	8,910 sqft (0.204 acres)
Lot Dimensions	135 ft deep x 66 ft wide
Garage Area	480 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	320 sqft
Deck Area	256 sqft
Patio Area	572 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Old Parcel Number	9500491500
Street Address	46 SUNSET DR
City	OCRACOKE
State	NC
Zip	27960-1410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRICULTUR
Legal Description	LOT
Jurisdiction	HYDE NC
Township / Civil Division	OCRACOKE
Census Block Group	3
Census Block	3045
Census Tract	920101

Owner

Source: Hyde County records · APN 9500491500

Assessment roll updated June 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 272, OCRACOKE, NC 27960-0272
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Feb 29, 2012
Transfer Doc	000250/305
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HYDE NC
Property Address	46 SUNSET DR, OCRACOKE, NC 27960-1410
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000275/501
Date	Dec 14, 2017
Book Page	275/501
Instrument	406342

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Oct 21, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hyde County records · Assessment roll updated June 26, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Hyde County
Unified School District	Hyde County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,736.00	$503,877 (-) Land $232,500 Building $271,377	$503,877 (-) Land $232,500 Building $271,377
2024	$4,736.00 (+28.73%)	$503,877 (+50.58%) Land $232,500 Building $271,377	$503,877 (+50.58%) Land $232,500 Building $271,377
2023	$3,679.00	$334,628 Land $127,500 Building $207,128	$334,628 Land $127,500 Building $207,128

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 15, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 631 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	672 units insured incl. 41 condo units
Nearby Flood Claims	382 (1999–2023)
Claims Outside the SFHA	11 of 382
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Dorian, Sep 2019 · 316 claims Hurricane Matthew, Oct 2016 · 35 claims Hurricane Dennis, Sep 1999 · 5 claims

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
Brightspeed DSL	100 / 10
Ocracoke Cable TV Cable	10 / 1

Based on FCC filings for 307 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OCRACOKE SANITARY DISTRICT serves 900 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.