46 Sun Shower Pl, Sacramento, CA 95823 Property Records

Sacramento County property record for 46 Sun Shower Pl, Sacramento, CA 95823

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,505 sqft · built 2005
Lot Size	0.08 acres (3,488 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Nov 2021)
Tax Bill	$4,273 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`119-2070-030-0000`

Property Details

APN / Parcel Number

Primary APN	`119-2070-030-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,505 sqft Living Area
1st Floor Area	740 sqft
2nd Floor Area	765 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	3,488 sqft (0.08 acres)
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	46 SUN SHOWER PL
City	SACRAMENTO
State	CA
Zip	95823-6733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	SUN MEADOW RETIREMENT COMMUNITY, LOT 30
Legal Subdivision	SUN MEADOW RETIREMENT COMMUNITY
Legal Lot Number	30
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1010
Census Tract	4906

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46 SUN SHOWER PL, SACRAMENTO, CA 95823-6733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Grant Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jul 17, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Prior Sale	May 30, 2018 · Amount on Record
Deed Book / Page	20211130 / 1502
Prior Transfer Date	Jul 14, 2005
Prior Transfer Doc	7210000002240
Record Updated	Sep 20, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 30, 2021
Property Address	46 SUN SHOWER PL, SACRAMENTO, CA 95823-6733
Document Number	0000001502
Map Reference	MB 333 PG 2
Instrument Date	Nov 18, 2021
Instrument	2021113001502
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 SUN SHOWER PL, SACRAMENTO, CA 95823-6733

Mortgage

Document Number	0000001503
Date	Nov 30, 2021
Instrument	2021113001503

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	46 SUN SHOWER PL, SACRAMENTO, CA 95823-6733
Document Number	1907221151
Instrument Date	Jul 17, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	46 SUN SHOWER PL SACRAMENTO CA 958236733, SACRAMENTO, CA 95823-6733

Mortgage

Document Number	1907221151
Date	Jul 22, 2019
Instrument	1907221151

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$373,437 (+2%) Land $81,181 Building $292,256
2025	$4,273.00 (+0.85%) Homeowner's exemption	$366,116 (+4.04%) Land $79,590 Building $286,526
2024	$4,237.00 (+2.81%)
2023	$4,121.00 (+1.48%) Homeowner's exemption	$351,900 Land $76,500 Building $275,400
2022	$4,061.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	16 (1993–2022)
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 820 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

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